UMBF:NGS-UMB Financial Corporation (USD)

EQUITY | Banks - Regional | Nasdaq Global Select

Last Closing

USD 86.99

Change

+1.38 (+1.61)%

Market Cap

USD 3.73B

Volume

0.32M

Analyst Target

USD 58.71
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

UMB Financial Corp provides banking and financial services. The Company provides banking services to commercial, retail, government and correspondent bank customers through its branches, call center, internet banking, and ATM network.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-03-28 )

Largest Industry Peers for Banks - Regional

ETFs Containing UMBF

QABA 2.55 % 0.60 %

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SMCP 0.00 % 0.90 %

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Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 4.12% 86% B+ 62% D
Dividend Return 0.47% 14% F 31% F
Total Return 4.58% 84% B 61% D-
Trailing 12 Months  
Capital Gain 48.35% 96% N/A 86% B+
Dividend Return 2.63% 26% F 42% F
Total Return 50.97% 96% N/A 86% B+
Trailing 5 Years  
Capital Gain 35.84% 83% B 68% D+
Dividend Return 10.85% 21% F 44% F
Total Return 46.69% 83% B 68% D+
Average Annual (5 Year Horizon)  
Capital Gain 7.79% 82% B 68% D+
Dividend Return 9.64% 81% B- 68% D+
Total Return 1.85% 20% F 46% F
Risk Return Profile  
Volatility (Standard Deviation) 42.46% 18% F 41% F
Risk Adjusted Return 22.70% 74% C 61% D-
Market Capitalization 3.73B 94% A 87% B+

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 25.20 38% 65%
Price/Book Ratio 1.30 13% 61%
Price / Cash Flow Ratio 8.49 46% 29%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 12.14% 72% 80%
Return on Invested Capital -1.90% 16% 51%
Return on Assets 0.85% 45% 67%
Debt to Equity Ratio 12.36% 83% 67%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.