UBSI:NGS-United Bankshares Inc. (USD)

EQUITY | Banks - Regional | Nasdaq Global Select

Last Closing

USD 33.35

Change

-0.01 (-0.03)%

Market Cap

USD 3.52B

Volume

0.76M

Analyst Target

USD 30.75
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

United Bankshares Inc is a bank holding company. The Company, through its subsidiaries, offers commercial, retail and community banking services and products.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-04-26 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FCNCA First Citizens BancShares Inc

+1.00 (+0.06%)

USD 25.31B
FITB Fifth Third Bancorp

+0.17 (+0.44%)

USD 25.23B
HBAN Huntington Bancshares Incorpor..

-0.03 (-0.21%)

USD 19.64B
FITBI Fifth Third Bancorp

+0.16 (+0.63%)

USD 17.67B
EWBC East West Bancorp Inc

-0.13 (-0.17%)

USD 10.57B
CBSH Commerce Bancshares Inc

+0.67 (+1.19%)

USD 7.19B
BPOP Popular Inc

-0.50 (-0.55%)

USD 6.26B
PNFP Pinnacle Financial Partners In..

-0.19 (-0.23%)

USD 6.20B
ZION Zions Bancorporation

+0.16 (+0.36%)

USD 6.17B
WTFC Wintrust Financial Corporation

-0.01 (-0.01%)

USD 6.11B

ETFs Containing UBSI

TMDV 1.77 % 0.00 %

N/A

N/A
QABA First Trust NASDAQ® ABA .. 0.00 % 0.60 %

+0.30 (+0%)

USD 0.07B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -11.19% 47% F 36% F
Dividend Return 0.99% 53% F 55% F
Total Return -10.20% 47% F 36% F
Trailing 12 Months  
Capital Gain 0.66% 38% F 52% F
Dividend Return 4.41% 57% F 65% D
Total Return 5.07% 39% F 56% F
Trailing 5 Years  
Capital Gain -15.18% 46% F 45% F
Dividend Return 18.06% 76% C+ 76% C+
Total Return 2.87% 53% F 50% F
Average Annual (5 Year Horizon)  
Capital Gain 0.97% 54% F 49% F
Dividend Return 5.10% 62% D 59% D-
Total Return 4.13% 80% B- 80% B-
Risk Return Profile  
Volatility (Standard Deviation) 26.41% 56% F 67% D+
Risk Adjusted Return 19.32% 63% D 56% F
Market Capitalization 3.52B 95% A 88% B+

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 23.30 30% 62%
Price/Book Ratio 0.96 40% 72%
Price / Cash Flow Ratio 11.25 23% 24%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 7.89% 37% 71%
Return on Invested Capital -1.71% 20% 54%
Return on Assets 1.23% 77% 71%
Debt to Equity Ratio 37.50% 53% 47%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.