SYF:NYE-Synchrony Financial (USD)

EQUITY | Credit Services | New York Stock Exchange

Last Closing

USD 42.28

Change

+0.70 (+1.68)%

Market Cap

USD 28.29B

Volume

3.50M

Analyst Target

USD 23.50
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Synchrony Financial provides credit products through programs established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-03-27 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
V Visa Inc. Class A

N/A

USD 569.26B
MA Mastercard Inc

N/A

USD 424.83B
AXP American Express Company

N/A

USD 169.50B
COF Capital One Financial Corporat..

N/A

USD 54.59B
DFS Discover Financial Services

N/A

USD 31.41B
ALLY Ally Financial Inc

N/A

USD 11.95B
OBDC Blue Owl Capital Corporation

N/A

USD 6.00B
OMF OneMain Holdings Inc

N/A

USD 5.83B
LU Lufax Holding Ltd

N/A

USD 4.89B
WU Western Union Co

N/A

USD 4.43B

ETFs Containing SYF

XAXD:SW Xtrackers MSCI AC Asia ex.. 5.48 % 0.00 %

N/A

USD 0.33B
WTV WisdomTree Trust - Wisdom.. 0.97 % 0.00 %

N/A

USD 0.29B
FWDD 0.00 % 1.25 %

N/A

N/A
KORP American Century Diversif.. 0.00 % 0.45 %

N/A

USD 0.26B
BFIN:CA Brompton North American F.. 0.00 % 0.96 %

N/A

CAD 0.05B
XAXD:LSE Xtrackers - MSCI AC Asia .. 0.00 % 0.00 %

N/A

USD 0.32B
XAXJ:LSE Xtrackers MSCI AC Asia ex.. 0.00 % 0.00 %

N/A

USD 0.32B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 10.71% 63% D 79% B-
Dividend Return 0.65% 32% F 39% F
Total Return 11.36% 63% D 79% B-
Trailing 12 Months  
Capital Gain 47.57% 86% B+ 90% A-
Dividend Return 3.42% 34% F 50% F
Total Return 50.99% 86% B+ 90% A-
Trailing 5 Years  
Capital Gain 32.54% 46% F 63% D
Dividend Return 13.45% 39% F 52% F
Total Return 45.99% 46% F 63% D
Average Annual (5 Year Horizon)  
Capital Gain 10.15% 66% D+ 73% C
Dividend Return 12.71% 68% D+ 75% C
Total Return 2.57% 39% F 56% F
Risk Return Profile  
Volatility (Standard Deviation) 54.84% 37% F 17% F
Risk Adjusted Return 23.18% 56% F 48% F
Market Capitalization 28.29B 83% B 88% B+

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.60 53% 82%
Price/Book Ratio 1.29 39% 58%
Price / Cash Flow Ratio 1.98 53% 75%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 16.72% 68% 76%
Return on Invested Capital 7.86% 58% 56%
Return on Assets 2.02% 50% 44%
Debt to Equity Ratio 114.95% 62% 30%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector