SPNS:NSC-Sapiens International Corporation N.V.

EQUITY | Software - Infrastructure | NASDAQ Capital Market

Last Closing

USD 18.58

Change

-0.21 (-1.12)%

Market Cap

USD 0.73B

Volume

0.09M

Analyst Target

USD 13.88
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Sapiens International Corp NV is a provider of software solutions for the insurance industry, with an emerging focus on the financial services sector.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2019-08-21 )

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Market Performance

  Market Performance vs. Industry/Classification (Software - Infrastructure) Market Performance vs. Exchange (NASDAQ Capital Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 68.45% 79% B- 92% A
Dividend Return 1.99% 88% B+ 65% D
Total Return 70.44% 82% B 92% A
Trailing 12 Months  
Capital Gain 66.49% 87% B+ 96% N/A
Dividend Return 3.76% 88% B+ 80% B-
Total Return 70.25% 87% B+ 96% N/A
Trailing 5 Years  
Capital Gain 129.67% 77% C+ 86% B+
Dividend Return 13.84% 75% C 60% D-
Total Return 143.51% 77% C+ 86% B+
Average Annual (5 Year Horizon)  
Capital Gain 17.01% 56% F 76% C+
Dividend Return 19.00% 61% D- 78% C+
Total Return 1.99% 63% D 53% F
Risk Return Profile  
Volatility (Standard Deviation) 30.87% 49% F 42% F
Risk Adjusted Return 61.53% 56% F 73% C
Market Capitalization 0.73B 88% B+ 85% B

Key Financial Ratios

  Ratio vs. Industry/Classification (Software - Infrastructure) Ratio vs. Market (NASDAQ Capital Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 33.90 41% 18%
Price/Book Ratio 4.43 55% 25%
Price / Cash Flow Ratio 33.90 32% 9%
Price/Free Cash Flow Ratio 20.38 27% 12%
Management Effectiveness  
Return on Equity 7.80% 76% 62%
Return on Invested Capital 5.66% 63% 55%
Return on Assets 4.12% 78% 76%
Debt to Equity Ratio 34.11% 65% 51%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.