SLF:CA:TSX-Sun Life Financial Inc.

EQUITY | Insurance - Diversified | Toronto Stock Exchange

Last Closing

CAD 59.02

Change

+0.50 (+0.85)%

Market Cap

CAD 32.49B

Volume

1.02M

Analyst Target

CAD 58.62
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Sun Life Financial Inc provides diversified financial services. It offers savings, life and health insurance, and retirement and pension products to individuals and groups through its operations in Canada, United States, United Kingdom and Asia.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2019-09-19 )

Largest Industry Peers for Insurance - Diversified

Symbol Name Price(Change) Market Cap
SLF-PK:CA Sun Life Financial Inc

N/A

CAD 40.64B
SLF-PH:CA Sun Lif Non Cum Rst Cl A 10R P..

+0.07 (+0.38%)

CAD 37.26B
SLF-PJ:CA Sun Life Financial Inc

+0.44 (+2.78%)

CAD 37.24B
SLF-PG:CA Sun Life Non Cum Rat 8R Cl A P..

+0.06 (+0.40%)

CAD 35.29B
SLF-PE:CA Sun Life Financial Sr 5 Prf

+0.33 (+1.77%)

CAD 29.27B
SLF-PC:CA Sun Life Financial Sr 3 Prf

+0.18 (+0.96%)

CAD 28.71B
SLF-PD:CA Sun Life Financial Sr 4 Prf

+0.14 (+0.75%)

CAD 28.62B
IAG:CA iA Financial Corporation Inc

-0.49 (-0.58%)

CAD 8.63B
IAF-PB:CA Industrial Alliance Insurance ..

N/A

CAD 5.85B

ETFs Containing SLF:CA

RQP:CA RBC Target 2027 Corporate.. 9.15 % 0.00 %

+0.01 (+0.06%)

CAD 0.47B
RQK:CA 6.38 % 0.29 %

N/A

N/A
NSCB:CA NBI Sustainable Canadian .. 3.61 % 0.00 %

+0.04 (+0.06%)

CAD 2.33B
ZQB:CA BMO High Quality Corporat.. 1.40 % 0.00 %

+0.01 (+0.06%)

CAD 0.02B
ESGB:CA BMO ESG Corporate Bond In.. 1.25 % 0.00 %

-0.03 (0.06%)

CAD 0.06B
CEW WisdomTree Emerging Curre.. 0.00 % 1.44 %

-0.03 (0.06%)

USD 7.08M
CRQ.A:CA 0.00 % 1.55 %

N/A

N/A
FIE.A:CA 0.00 % 1.78 %

N/A

N/A
HEF.A:CA 0.00 % 1.61 %

N/A

N/A
HEX.A:CA 0.00 % 1.60 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Diversified) Market Performance vs. Exchange (Toronto Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 30.32% 50% F 87% B+
Dividend Return 3.42% 100% F 82% B
Total Return 33.74% 50% F 88% B+
Trailing 12 Months  
Capital Gain 12.81% 50% F 82% B
Dividend Return 3.92% 100% F 73% C
Total Return 16.72% 100% F 84% B
Trailing 5 Years  
Capital Gain 41.03% 100% F 77% C+
Dividend Return 19.68% 100% F 71% C-
Total Return 60.70% 100% F 80% B-
Average Annual (5 Year Horizon)  
Capital Gain 6.15% 100% F 70% C-
Dividend Return 9.67% 100% F 75% C
Total Return 3.52% 100% F 71% C-
Risk Return Profile  
Volatility (Standard Deviation) 9.73% 100% F 64% D
Risk Adjusted Return 99.41% 100% F 89% A-
Market Capitalization 32.49B 100% F 96% N/A

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Diversified) Ratio vs. Market (Toronto Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.10 11% 53%
Price/Book Ratio 1.56 11% 40%
Price / Cash Flow Ratio 9.06 22% 38%
Price/Free Cash Flow Ratio -11.64 22% 86%
Management Effectiveness  
Return on Equity 10.17% 67% 73%
Return on Invested Capital 8.22% 11% 72%
Return on Assets 0.73% 67% 41%
Debt to Equity Ratio 38.03% 78% 59%

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Negative free cash flow

The company had negative total free cash flow in the most recent four quarters.