SAFT:NGS-Safety Insurance Group Inc. (USD)

EQUITY | Insurance - Property & Casualty | Nasdaq Global Select

Last Closing

USD 78.22

Change

-1.52 (-1.91)%

Market Cap

USD 1.08B

Volume

0.04M

Analyst Target

USD 70.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Safety Insurance Group Inc is a provider of private passenger automobile insurance in Massachusetts. It also offers property & casualty insurance products, including commercial automobile, homeowners, dwelling fire, umbrella and business owner policies.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-04-17 )

Largest Industry Peers for Insurance - Property & Casualty

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PLMR Palomar Holdings Inc

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SKWD Skyward Specialty Insurance Gr..

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USD 1.43B
ROOT Root Inc

+2.84 (+4.25%)

USD 0.75B
UFCS United Fire Group Inc

-0.03 (-0.14%)

USD 0.56B
ACIC American Coastal Insurance Cor..

-0.13 (-1.23%)

USD 0.51B
DGICB Donegal Group B Inc

N/A

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DGICA Donegal Group A Inc

+0.09 (+0.67%)

USD 0.45B
NODK NI Holdings Inc

-0.10 (-0.67%)

USD 0.31B

ETFs Containing SAFT

JPSV Jpmorgan Active Small Cap.. 1.39 % 0.00 %

-0.76 (-1.39%)

USD 0.02B

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 2.93% 47% F 69% C-
Dividend Return 1.18% 63% D 65% D
Total Return 4.12% 47% F 70% C-
Trailing 12 Months  
Capital Gain 4.34% 53% F 62% D
Dividend Return 4.80% 75% C 70% C-
Total Return 9.14% 47% F 67% D+
Trailing 5 Years  
Capital Gain -15.02% 40% F 46% F
Dividend Return 19.45% 71% C- 79% B-
Total Return 4.42% 50% F 52% F
Average Annual (5 Year Horizon)  
Capital Gain -4.27% 33% F 35% F
Dividend Return -0.02% 40% F 41% F
Total Return 4.25% 89% A- 82% B
Risk Return Profile  
Volatility (Standard Deviation) 14.90% 73% C 82% B
Risk Adjusted Return -0.13% 40% F 41% F
Market Capitalization 1.08B 69% C- 74% C

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Property & Casualty) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 16.90 33% 17%
Price/Book Ratio 1.48 62% 58%
Price / Cash Flow Ratio 22.85 8% 12%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 2.34% 67% 62%
Return on Invested Capital -0.01% 25% 60%
Return on Assets 0.78% 60% 66%
Debt to Equity Ratio N/A N/A N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector