PRAA:NGS-PRA Group Inc. (USD)

EQUITY | Credit Services | Nasdaq Global Select

Last Closing

USD 26.04

Change

+0.79 (+3.13)%

Market Cap

USD 1.64B

Volume

0.13M

Analyst Target

USD 50.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

PRA Group Inc is engaged in the acquisition, collection, and processing of both unpaid and normal-course accounts receivable originally owed to credit grantors, government entities, and others.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-03-27 )

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ETFs Containing PRAA

N/A

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -0.61% 53% F 46% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -0.61% 53% F 44% F
Trailing 12 Months  
Capital Gain -31.74% 10% F 26% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -31.74% 10% F 26% F
Trailing 5 Years  
Capital Gain -2.87% 32% F 50% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -2.87% 32% F 43% F
Average Annual (5 Year Horizon)  
Capital Gain -4.81% 43% F 35% F
Dividend Return -4.81% 36% F 32% F
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 26.97% 82% B 67% D+
Risk Adjusted Return -17.85% 21% F 32% F
Market Capitalization 1.64B 68% D+ 73% C

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.30 3% 25%
Price/Book Ratio 0.85 64% 76%
Price / Cash Flow Ratio -10.16 82% 81%
Price/Free Cash Flow Ratio 366.04 7% 1%
Management Effectiveness  
Return on Equity -5.28% 37% 54%
Return on Invested Capital 3.49% 30% 66%
Return on Assets 1.52% 42% 73%
Debt to Equity Ratio 126.51% 42% 18%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector