OMF:NYE-OneMain Holdings Inc. (USD)

EQUITY | Credit Services | New York Stock Exchange

Last Closing

USD 51.09

Change

+0.57 (+1.13)%

Market Cap

USD 2.71B

Volume

0.60M

Analyst Target

USD 38.25
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

OneMain Holdings Inc is a consumer finance company providing loan products to non-prime customers. Its segments include Consumer and Insurance, Acquisitions and Servicing, and Real Estate.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-03-28 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
V Visa Inc. Class A

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MA Mastercard Inc

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AXP American Express Company

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COF Capital One Financial Corporat..

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DFS Discover Financial Services

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USD 31.41B
SYF Synchrony Financial

N/A

USD 16.91B
ALLY Ally Financial Inc

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USD 11.95B
OBDC Blue Owl Capital Corporation

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USD 6.00B
LU Lufax Holding Ltd

N/A

USD 4.89B
WU Western Union Co

N/A

USD 4.43B

ETFs Containing OMF

N/A

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 3.84% 35% F 51% F
Dividend Return 2.03% 84% B 85% B
Total Return 5.87% 39% F 57% F
Trailing 12 Months  
Capital Gain 40.82% 77% C+ 87% B+
Dividend Return 11.03% 94% A 94% A
Total Return 51.85% 84% B 90% A-
Trailing 5 Years  
Capital Gain 60.91% 58% F 75% C
Dividend Return 67.84% 100% F 98% N/A
Total Return 128.76% 85% B 88% B+
Average Annual (5 Year Horizon)  
Capital Gain 13.45% 76% C+ 79% B-
Dividend Return 26.31% 90% A- 88% B+
Total Return 12.86% 100% F 99% N/A
Risk Return Profile  
Volatility (Standard Deviation) 62.81% 24% F 14% F
Risk Adjusted Return 41.89% 78% C+ 69% C-
Market Capitalization 2.71B 72% C 77% C+

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.07 50% 79%
Price/Book Ratio 1.81 24% 45%
Price / Cash Flow Ratio 2.29 45% 69%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 20.67% 82% 83%
Return on Invested Capital 2.89% 38% 35%
Return on Assets 2.74% 69% 53%
Debt to Equity Ratio 621.88% 26% 4%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.