MCY:NYE-Mercury General Corporation (USD)

EQUITY | Insurance - Property & Casualty | New York Stock Exchange

Last Closing

USD 54.29

Change

+2.03 (+3.88)%

Market Cap

USD 3.24B

Volume

0.49M

Analyst Target

USD 41.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Mercury General Corp and its subsidiaries are engaged in writing automobile insurance. It also writes homeowners, commercial automobile, commercial property, mechanical breakdown, and umbrella insurance.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-05-01 )

Largest Industry Peers for Insurance - Property & Casualty

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ALL-PH The Allstate Corporation

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HIG Hartford Financial Services Gr..

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MKL Markel Corporation

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WRB W. R. Berkley Corp

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HIG-PG The Hartford Financial Service..

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ETFs Containing MCY

R4RU:XETRA Global X Renewable Energy.. 4.60 % 0.00 %

+0.03 (+0.37%)

USD 3.17M
RNRG:LSE Global X Renewable Energy.. 4.49 % 0.00 %

+0.04 (+0.37%)

USD 3.24M
RNRG Global X Renewable Energy.. 4.41 % 0.00 %

+0.04 (+0.37%)

USD 0.04B
RNRU:LSE Global X Renewable Energy.. 4.40 % 0.00 %

+0.03 (+0.37%)

USD 3.27M
HDGE:CA Accelerate Absolute Retur.. 4.04 % 0.00 %

-0.24 (0.37%)

CAD 0.03B
SIXL 6 Meridian Low Beta Equit.. 0.48 % 0.00 %

+0.07 (+0.37%)

USD 0.16B
WBIH 0.00 % 1.00 %

N/A

N/A
YLCO 0.00 % 0.65 %

N/A

N/A
ISMD Inspire Small/Mid Cap Imp.. 0.00 % 0.62 %

-0.24 (0.37%)

USD 0.19B

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 45.51% 97% N/A 98% N/A
Dividend Return 0.85% 56% F 40% F
Total Return 46.36% 97% N/A 98% N/A
Trailing 12 Months  
Capital Gain 85.54% 94% A 97% N/A
Dividend Return 4.34% 85% B 62% D
Total Return 89.88% 94% A 97% N/A
Trailing 5 Years  
Capital Gain -3.60% 26% F 44% F
Dividend Return 18.52% 86% B+ 69% C-
Total Return 14.92% 26% F 46% F
Average Annual (5 Year Horizon)  
Capital Gain -3.26% 38% F 26% F
Dividend Return 1.17% 38% F 33% F
Total Return 4.43% 82% B 77% C+
Risk Return Profile  
Volatility (Standard Deviation) 34.46% 31% F 31% F
Risk Adjusted Return 3.38% 34% F 29% F
Market Capitalization 3.24B 40% F 68% D+

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Property & Casualty) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 26.60 30% 24%
Price/Book Ratio 1.82 44% 46%
Price / Cash Flow Ratio 6.21 57% 54%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 6.28% 42% 43%
Return on Invested Capital 4.77% 58% 43%
Return on Assets 1.14% 36% 35%
Debt to Equity Ratio 37.06% 31% 68%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.