LNC:NYE-Lincoln National Corporation (USD)

EQUITY | Insurance - Life | New York Stock Exchange

Last Closing

USD 27.65

Change

+0.42 (+1.54)%

Market Cap

USD 14.57B

Volume

1.83M

Analyst Target

USD 44.64
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Lincoln National Corp is a holding company. The Company through its subsidiaries operates multiple insurance and retirement businesses.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-04-19 )

Largest Industry Peers for Insurance - Life

Symbol Name Price(Change) Market Cap
MET MetLife Inc

-1.64 (-2.28%)

USD 53.21B
AFL Aflac Incorporated

-0.53 (-0.63%)

USD 48.36B
MET-PA MetLife Inc Preferred Stock Se..

+0.19 (+0.79%)

USD 46.72B
MFC Manulife Financial Corp

+0.13 (+0.55%)

USD 44.17B
MET-PE MetLife Inc Preferred Stock Se..

+0.29 (+1.23%)

USD 41.61B
PRU Prudential Financial Inc

-1.01 (-0.90%)

USD 39.42B
PUK Prudential Public Limited Comp..

+0.79 (+4.44%)

USD 25.10B
GL Globe Life Inc

-0.20 (-0.25%)

USD 10.94B
UNM Unum Group

-0.18 (-0.35%)

USD 10.29B
PRI Primerica Inc

+3.83 (+1.78%)

USD 7.71B

ETFs Containing LNC

FLI:CA CI U.S. & Canada Lifeco C.. 10.90 % 0.92 %

-0.05 (1.42%)

CAD 0.08B
PSCF Invesco S&P SmallCap Fina.. 1.65 % 0.29 %

+0.69 (+1.42%)

USD 0.02B
WCEO Hypatia Women Ceo ETF 1.51 % 0.00 %

+0.39 (+1.42%)

USD 3.52M
KIE SPDR® S&P Insurance ETF 0.00 % 0.35 %

+0.14 (+1.42%)

USD 0.71B
AGED:LSE iShares Ageing Population.. 0.00 % 0.00 %

+0.08 (+1.42%)

USD 0.50B
AGES:LSE iShares IV Public Limited.. 0.00 % 0.00 %

+5.00 (+1.42%)

USD 0.50B
RWJ Invesco S&P SmallCap 600 .. 0.00 % 0.39 %

+0.73 (+1.42%)

USD 1.55B
VIOV Vanguard S&P Small-Cap 60.. 0.00 % 0.20 %

+1.33 (+1.42%)

USD 1.28B
ZEUS:CA 0.00 % 0.73 %

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Market Performance

  Market Performance vs. Industry/Classification (Insurance - Life) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 2.52% 60% D- 66% D+
Dividend Return 3.34% 94% A 93% A
Total Return 5.86% 70% C- 76% C+
Trailing 12 Months  
Capital Gain 31.92% 83% B 87% B+
Dividend Return 8.59% 94% A 89% A-
Total Return 40.51% 83% B 90% A-
Trailing 5 Years  
Capital Gain -58.23% 23% F 9% A-
Dividend Return 13.48% 36% F 53% F
Total Return -44.75% 15% F 11% F
Average Annual (5 Year Horizon)  
Capital Gain -4.33% 21% F 22% F
Dividend Return -0.49% 21% F 25% F
Total Return 3.84% 65% D 70% C-
Risk Return Profile  
Volatility (Standard Deviation) 56.63% 11% F 16% F
Risk Adjusted Return -0.87% 21% F 27% F
Market Capitalization 14.57B 41% F 77% C+

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Life) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.90 68% 89%
Price/Book Ratio 0.88 80% 78%
Price / Cash Flow Ratio -2.51 100% 88%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity -12.54% 5% 17%
Return on Invested Capital 73.49% 100% 98%
Return on Assets -0.55% 5% 20%
Debt to Equity Ratio 82.68% 16% 43%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.