ducovest

IFC:CA:TSX-Intact Financial Corporation (CAD)

EQUITY | Other | Toronto Stock Exchange

Last Closing

CAD 142.25

Change

-0.04 (-0.03)%

Market Cap

CAD 12.27B

Volume

0.19M

Analyst Target

CAD 145.31
Analyst Rating

N/A

ducovest Verdict

Verdict

About

Intact Financial Corp provides property and casualty insurance in British Columbia, Alberta, Ontario, Quebec and Nova Scotia. It distributes insurance under the Intact Insurance brand through a network of brokers and its subsidiary, BrokerLink.

Company Website : http://www.intactfc.com

Currency: CAD

Country : Canada

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-01-27 )

Largest Industry Peers for Other

Symbol Name Price(Change) Market Cap
ESP:CA Brompton Energy Split Corp

-0.05 (-0.96%)

 CAD 0.06B

ETFs Containing IFC:CA

FDL:CA 0.00 % 0.67 %

N/A

 N/A
BGC:CA Bristol Gate Concentrated.. 0.00 % 0.84 %

+0.21 (+0.00%)

 CAD 0.02B
CMCE:CA 0.00 % 0.00 %

N/A

 N/A
FST:CA First Trust Canadian Capi.. 0.00 % 0.66 %

N/A

 CAD 0.04B

Market Performance

  Market Performance vs. Industry/Classification (Other) Market Performance vs. Exchange (Toronto Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 1.30% 60% D- 59% D-
Dividend Return N/A N/A N/A N/A N/A
Total Return 1.30% 60% D- 59% D-
Trailing 12 Months  
Capital Gain 38.52% 84% B 90% A-
Dividend Return 2.96% 41% F 73% C
Total Return 41.48% 83% B 90% A-
Trailing 5 Years  
Capital Gain 66.76% 82% B 84% B
Dividend Return 15.05% 45% F 57% F
Total Return 81.82% 82% B 85% B
Average Annual (5 Year Horizon)  
Capital Gain 8.70% 100% F 75% C
Dividend Return 11.39% 100% F 76% C+
Total Return 2.69% 100% F 61% D-
Risk Return Profile  
Volatility (Standard Deviation) 11.53% 75% C 59% D-
Risk Adjusted Return 98.81% 100% F 87% B+
Market Capitalization 12.27B 98% N/A 94% A

Key Financial Ratios

  Ratio vs. Industry/Classification (Other) Ratio vs. Market (Toronto Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 22.70 29% 22%
Price/Book Ratio 2.78 19% 24%
Price / Cash Flow Ratio 24.42 7% 6%
Price/Free Cash Flow Ratio 21.47 8% 10%
Management Effectiveness  
Return on Equity 9.45% 73% 70%
Return on Invested Capital 8.20% 71% 71%
Return on Assets 1.92% 49% 51%
Debt to Equity Ratio 28.89% 63% 66%

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.