FPAY:NSC-FlexShopper Inc. (USD)

EQUITY | Rental & Leasing Services | NASDAQ Capital Market

Last Closing

USD 1.37

Change

+0.06 (+4.46)%

Market Cap

USD 0.03B

Volume

0.04M

Analyst Target

USD 3.83
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

FlexShopper Inc through its wholly-owned subsidiary, is engaged in the business of providing certain types of durable goods to consumers on a lease-to-own basis & providing lease-to-own terms to consumers of third party retailers & e-tailers.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-03-27 )

Largest Industry Peers for Rental & Leasing Services

Symbol Name Price(Change) Market Cap
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+0.76 (+2.00%)

USD 8.73B
FTAI Fortress Transp & Infra Inv

-2.50 (-3.41%)

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MGRC McGrath RentCorp

+2.41 (+2.20%)

USD 2.98B
HEES H&E Equipment Services Inc

+0.08 (+0.14%)

USD 2.31B
HTZ Hertz Global Holdings Inc

-0.26 (-5.56%)

USD 1.82B
WLFC Willis Lease Finance Corporati..

-0.08 (-0.16%)

USD 0.32B
ZCAR Zoomcar Holdings Inc.

-0.01 (-3.13%)

USD 0.04B
TGH-PA Textainer Group Holdings Limit..

N/A

N/A
HTZWW Hertz Global Hldgs New Equity ..

-0.22 (-7.33%)

N/A

ETFs Containing FPAY

XBAL:CA iShares Core Balanced ETF.. 0.00 % 0.76 %

+0.21 (+-0.54%)

CAD 1.27B
XGRO:CA iShares Core Growth ETF P.. 0.00 % 0.84 %

+0.19 (+-0.54%)

CAD 2.13B
XSC:CA iShares Conservative Shor.. 0.00 % 0.45 %

+0.04 (+-0.54%)

CAD 0.06B
XTR:CA iShares Diversified Month.. 0.00 % 0.62 %

+0.02 (+-0.54%)

CAD 0.38B
XSI:CA iShares Short Term Strate.. 0.00 % 0.56 %

-0.09 (-0.54%)

CAD 0.04B

Market Performance

  Market Performance vs. Industry/Classification (Rental & Leasing Services) Market Performance vs. Exchange (NASDAQ Capital Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -17.96% 19% F 22% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -17.96% 19% F 22% F
Trailing 12 Months  
Capital Gain 77.30% 94% A 91% A-
Dividend Return N/A N/A N/A N/A N/A
Total Return 77.30% 94% A 91% A-
Trailing 5 Years  
Capital Gain 67.28% 38% F 77% C+
Dividend Return N/A N/A N/A N/A N/A
Total Return 67.28% 38% F 76% C+
Average Annual (5 Year Horizon)  
Capital Gain 11.98% 63% D 73% C
Dividend Return 11.98% 63% D 71% C-
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 96.31% 19% F 16% F
Risk Adjusted Return 12.44% 19% F 52% F
Market Capitalization 0.03B 11% F 20% F

Key Financial Ratios

  Ratio vs. Industry/Classification (Rental & Leasing Services) Ratio vs. Market (NASDAQ Capital Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 1.93 100% 90%
Price/Book Ratio 4.71 50% 24%
Price / Cash Flow Ratio -24.36 100% 88%
Price/Free Cash Flow Ratio 1.83 89% 39%
Management Effectiveness  
Return on Equity 12.83% 31% 82%
Return on Invested Capital 4.53% 6% 69%
Return on Assets 4.04% 41% 83%
Debt to Equity Ratio 305.32% 56% 7%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Underpriced on free cash flow basis

The stock is trading low compared to its peers on a price to free cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector