FFIC:NGS-Flushing Financial Corporation (USD)

EQUITY | Banks - Regional | Nasdaq Global Select

Last Closing

USD 12.61

Change

+0.28 (+2.27)%

Market Cap

USD 0.76B

Volume

0.28M

Analyst Target

USD 17.67
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Flushing Financial Corp attracts retail deposits from the general public and invests those deposits together with funds generated from ongoing operations and borrowings.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-03-28 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FCNCA First Citizens BancShares Inc

N/A

USD 25.31B
FITB Fifth Third Bancorp

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USD 25.23B
HBAN Huntington Bancshares Incorpor..

N/A

USD 19.64B
FITBI Fifth Third Bancorp

N/A

USD 17.67B
EWBC East West Bancorp Inc

N/A

USD 10.57B
CBSH Commerce Bancshares Inc

N/A

USD 7.19B
BPOP Popular Inc

N/A

USD 6.26B
PNFP Pinnacle Financial Partners In..

N/A

USD 6.20B
ZION Zions Bancorporation

N/A

USD 6.17B
WTFC Wintrust Financial Corporation

N/A

USD 6.11B

ETFs Containing FFIC

OPD 1.23 % 0.40 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -23.48% 6% D- 17% F
Dividend Return 1.33% 78% C+ 73% C
Total Return -22.15% 6% D- 18% F
Trailing 12 Months  
Capital Gain -13.21% 16% F 36% F
Dividend Return 6.06% 84% B 80% B-
Total Return -7.16% 19% F 39% F
Trailing 5 Years  
Capital Gain -42.50% 9% A- 29% F
Dividend Return 19.56% 81% B- 79% B-
Total Return -22.94% 11% F 33% F
Average Annual (5 Year Horizon)  
Capital Gain -0.14% 50% F 46% F
Dividend Return 4.47% 62% D 59% D-
Total Return 4.61% 90% A- 85% B
Risk Return Profile  
Volatility (Standard Deviation) 50.78% 11% F 32% F
Risk Adjusted Return 8.81% 48% F 50% F
Market Capitalization 0.76B 53% F 57% F

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.10 31% 62%
Price/Book Ratio 0.52 97% 89%
Price / Cash Flow Ratio 10.02 33% 26%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 4.26% 18% 65%
Return on Invested Capital -0.69% 30% 59%
Return on Assets 0.34% 16% 63%
Debt to Equity Ratio 125.59% 10% 18%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector