FCFS:NYE-First Cash Inc. (USD)

EQUITY | Credit Services | New York Stock Exchange

Last Closing

USD 126.21

Change

+2.36 (+1.91)%

Market Cap

USD 2.29B

Volume

0.14M

Analyst Target

USD 76.08
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

FirstCash Inc is an operator of retail-based pawn stores in the U.S., Mexico, Guatemala and El Salvador. It is engaged in operation of full-service pawn stores which make small pawn loans secured by personal property.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-03-27 )

Largest Industry Peers for Credit Services

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QFIN 360 Finance Inc

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UPST Upstart Holdings Inc

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NAVI Navient Corp

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PRAA PRA Group Inc

+0.23 (+0.96%)

USD 0.99B

ETFs Containing FCFS

BMDLF 0.35 % 0.00 %

N/A

N/A
MBSD FlexShares Disciplined Du.. 0.00 % 0.20 %

+0.09 (+-1.63%)

USD 0.08B
PUTW WisdomTree CBOE S&P 500 P.. 0.00 % 0.38 %

+0.36 (+-1.63%)

USD 0.09B
MMIT IQ MacKay Municipal Inter.. 0.00 % 0.30 %

+0.01 (+-1.63%)

USD 0.65B
IDIV 0.00 % 1.75 %

N/A

N/A
PHYL PGIM Active High Yield Bo.. 0.00 % 0.00 %

+0.11 (+-1.63%)

USD 0.12B
MUST Columbia Multi-Sector Mun.. 0.00 % 0.28 %

N/A

USD 0.39B
IVOL Quadratic Interest Rate V.. 0.00 % 0.00 %

-0.11 (-1.63%)

USD 0.84B
TDTF FlexShares iBoxx 5-Year T.. 0.00 % 0.18 %

+0.06 (+-1.63%)

USD 0.79B
TDTT FlexShares iBoxx 3-Year T.. 0.00 % 0.18 %

+0.03 (+-1.63%)

USD 1.79B
EMBD Global X Emerging Markets.. 0.00 % 0.00 %

+0.17 (+-1.63%)

USD 0.14B
KMLM KFA Mount Lucas Index Str.. 0.00 % 0.00 %

+0.12 (+-1.63%)

USD 0.28B
QPT 0.00 % 0.00 %

N/A

N/A
DWAW AdvisorShares Dorsey Wrig.. 0.00 % 0.00 %

+0.47 (+-1.63%)

USD 0.07B
DWUS AdvisorShares Dorsey Wrig.. 0.00 % 0.00 %

+0.63 (+-1.63%)

USD 0.10B
KEUA KraneShares European Carb.. 0.00 % 0.00 %

-0.38 (-1.63%)

USD 0.01B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 16.44% 88% B+ 79% B-
Dividend Return 0.32% 10% F 21% F
Total Return 16.76% 84% B 79% B-
Trailing 12 Months  
Capital Gain 33.43% 87% B+ 81% B-
Dividend Return 1.46% 9% A- 21% F
Total Return 34.89% 84% B 81% B-
Trailing 5 Years  
Capital Gain 45.91% 73% C 71% C-
Dividend Return 6.92% 13% F 25% F
Total Return 52.83% 64% D 71% C-
Average Annual (5 Year Horizon)  
Capital Gain 6.86% 61% D- 66% D+
Dividend Return 8.42% 57% F 66% D+
Total Return 1.56% 17% F 40% F
Risk Return Profile  
Volatility (Standard Deviation) 26.59% 86% B+ 67% D+
Risk Adjusted Return 31.66% 57% F 68% D+
Market Capitalization 2.29B 90% A- 89% A-

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 30.00 20% 39%
Price/Book Ratio 2.60 32% 39%
Price / Cash Flow Ratio 12.47 14% 22%
Price/Free Cash Flow Ratio 7.70 40% 30%
Management Effectiveness  
Return on Equity 11.31% 60% 79%
Return on Invested Capital 17.55% 89% 87%
Return on Assets 6.16% 84% 89%
Debt to Equity Ratio 80.43% 58% 28%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector