ESNT:NYE-Essent Group Ltd. (USD)

EQUITY | Insurance - Specialty | New York Stock Exchange

Last Closing

USD 59.04

Change

+1.45 (+2.52)%

Market Cap

USD 2.71B

Volume

0.43M

Analyst Target

USD 45.33
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Essent Group Ltd provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage in the event of a default.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-03-27 )

Largest Industry Peers for Insurance - Specialty

Symbol Name Price(Change) Market Cap
RYAN Ryan Specialty Group Holdings ..

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USD 13.33B
FNF Fidelity National Financial In..

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USD 13.32B
AIZ Assurant Inc

N/A

USD 9.00B
FAF First American Corporation

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USD 5.86B
MTG MGIC Investment Corp

N/A

USD 5.56B
AXS AXIS Capital Holdings Ltd

N/A

USD 5.14B
RDN Radian Group Inc

N/A

USD 4.75B
AGO Assured Guaranty Ltd

N/A

USD 4.36B
AXS-PE AXIS Capital Holdings Limited

N/A

USD 4.15B
EIG Employers Holdings Inc

N/A

USD 1.12B

ETFs Containing ESNT

USVM VictoryShares US Small Mi.. 0.58 % 0.25 %

N/A

USD 0.22B
VTWV Vanguard Russell 2000 Val.. 0.46 % 0.20 %

N/A

USD 0.77B
HFMU:CA 0.00 % 0.00 %

N/A

N/A
VRTVX Vanguard Scottsdale Funds.. 0.00 % 0.00 %

N/A

USD 0.91B
SRTY ProShares UltraPro Short .. 0.00 % 0.95 %

N/A

USD 0.14B
WBID 0.00 % 1.06 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Specialty) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 11.95% 50% F 82% B
Dividend Return 0.53% 30% F 32% F
Total Return 12.48% 50% F 82% B
Trailing 12 Months  
Capital Gain 47.97% 64% D 90% A-
Dividend Return 2.58% 27% F 37% F
Total Return 50.55% 57% F 90% A-
Trailing 5 Years  
Capital Gain 35.88% 55% F 64% D
Dividend Return N/A N/A N/A N/A N/A
Total Return 35.88% 45% F 57% F
Average Annual (5 Year Horizon)  
Capital Gain 3.64% 57% F 56% F
Dividend Return 5.43% 43% F 54% F
Total Return 1.80% 9% A- 44% F
Risk Return Profile  
Volatility (Standard Deviation) 28.31% 50% F 40% F
Risk Adjusted Return 19.19% 36% F 44% F
Market Capitalization 2.71B 79% B- 79% B-

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Specialty) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.80 64% 81%
Price/Book Ratio 1.16 46% 63%
Price / Cash Flow Ratio 7.75 50% 46%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 14.56% 85% 71%
Return on Invested Capital -2.43% 23% 18%
Return on Assets 8.82% 93% 89%
Debt to Equity Ratio N/A N/A N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.