ECPG:NGS-Encore Capital Group Inc (USD)

EQUITY | Mortgage Finance | Nasdaq Global Select

Last Closing

USD 41.63

Change

0.00 (0.00)%

Market Cap

USD 0.70B

Volume

0.16M

Analyst Target

USD 51.50
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Encore Capital Group Inc is a specialty finance company. The Company provides debt recovery solutions for consumers and property owners across a broad range of financial assets.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-04-27 )

Largest Industry Peers for Mortgage Finance

Symbol Name Price(Change) Market Cap
COOP Mr. Cooper Group Inc

+0.04 (+0.05%)

USD 5.06B
SNFCA Security National Financial

-0.05 (-0.74%)

USD 0.15B
BETRW Better Home & Finance Holding ..

N/A

N/A

ETFs Containing ECPG

N/A

Market Performance

  Market Performance vs. Industry/Classification (Mortgage Finance) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -17.97% 75% C 28% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -17.97% 75% C 28% F
Trailing 12 Months  
Capital Gain -18.98% 33% F 35% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -18.98% 33% F 34% F
Trailing 5 Years  
Capital Gain 39.79% 33% F 73% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 39.79% 33% F 70% C-
Average Annual (5 Year Horizon)  
Capital Gain 13.33% 33% F 73% C
Dividend Return 13.33% 33% F 72% C
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 33.66% 67% D+ 55% F
Risk Adjusted Return 39.60% 33% F 73% C
Market Capitalization 0.70B 67% D+ 72% C

Key Financial Ratios

  Ratio vs. Industry/Classification (Mortgage Finance) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.50 33% 9%
Price/Book Ratio 1.08 67% 67%
Price / Cash Flow Ratio 6.41 33% 35%
Price/Free Cash Flow Ratio 87.43 50% 3%
Management Effectiveness  
Return on Equity -19.52% 33% 45%
Return on Invested Capital -0.23% 50% 60%
Return on Assets 3.74% 100% 82%
Debt to Equity Ratio 300.64% 25% 7%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector