CVLY:NSD-Codorus Valley Bancorp Inc (USD)

EQUITY | Banks - Regional | NASDAQ Global Market

Last Closing

USD 22.55

Change

+0.28 (+1.26)%

Market Cap

USD 0.20B

Volume

0.03M

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Codorus Valley Bancorp Inc is a bank holding company. The Company through its subsidiaries offers business and consumer banking services.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-04-24 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FCNCA First Citizens BancShares Inc

N/A

USD 25.31B
FITB Fifth Third Bancorp

N/A

USD 25.23B
HBAN Huntington Bancshares Incorpor..

N/A

USD 19.64B
FITBI Fifth Third Bancorp

N/A

USD 17.67B
EWBC East West Bancorp Inc

N/A

USD 10.57B
CBSH Commerce Bancshares Inc

N/A

USD 7.19B
BPOP Popular Inc

N/A

USD 6.26B
PNFP Pinnacle Financial Partners In..

N/A

USD 6.20B
ZION Zions Bancorporation

N/A

USD 6.17B
WTFC Wintrust Financial Corporation

N/A

USD 6.11B

ETFs Containing CVLY

HFXE 0.93 % 0.30 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (NASDAQ Global Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -12.26% 41% F 34% F
Dividend Return 0.66% 23% F 39% F
Total Return -11.60% 40% F 35% F
Trailing 12 Months  
Capital Gain 15.17% 65% D 71% C-
Dividend Return 2.60% 23% F 40% F
Total Return 17.77% 64% D 71% C-
Trailing 5 Years  
Capital Gain 7.64% 75% C 61% D-
Dividend Return 13.32% 43% F 59% D-
Total Return 20.95% 76% C+ 62% D
Average Annual (5 Year Horizon)  
Capital Gain 4.21% 69% C- 60% D-
Dividend Return 7.12% 70% C- 63% D
Total Return 2.90% 45% F 65% D
Risk Return Profile  
Volatility (Standard Deviation) 32.14% 41% F 57% F
Risk Adjusted Return 22.14% 70% C- 59% D-
Market Capitalization 0.20B 36% F 50% F

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (NASDAQ Global Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.90 62% 73%
Price/Book Ratio 1.10 25% 67%
Price / Cash Flow Ratio 9.70 32% 27%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 13.25% 80% 82%
Return on Invested Capital 12.10% 71% 81%
Return on Assets 1.14% 69% 70%
Debt to Equity Ratio 20.62% 71% 59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector