ducovest

CUBI:NYE-Customers Bancorp Inc (USD)

EQUITY | Banks - Regional | New York Stock Exchange

Last Closing

USD 48.25

Change

0.00 (0.00)%

Market Cap

USD 0.92B

Volume

0.22M

Analyst Target

USD 17.60
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Customers Bancorp Inc through its wholly owned subsidiary Customers Bank, provides financial products and services to small and middle market businesses, not-for-profits, and consumers. It also provides lending to mortgage banking businesses.

Company Website : http://customersbank.com

Currency: USD

Country : USA

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-05-04 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
HDB HDFC Bank Limited ADR

+0.62 (+1.10%)

 USD 140.66B
IBN ICICI Bank Limited

+0.32 (+1.20%)

 USD 95.62B
USB-PH U.S. Bancorp

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USB-PP U.S. Bancorp

-0.30 (-1.25%)

 USD 74.42B
USB U.S. Bancorp

-0.75 (-1.84%)

 USD 63.81B
PNC PNC Financial Services Group I..

-3.73 (-2.38%)

 USD 62.53B
ITUB Itau Unibanco Banco Holding SA

-0.04 (-0.64%)

 USD 62.15B
NU Nu Holdings Ltd

-0.13 (-1.11%)

 USD 56.05B
TFC Truist Financial Corp

-0.65 (-1.67%)

 USD 52.81B
MFG Mizuho Financial Group Inc.

-0.01 (-0.25%)

 USD 51.45B

ETFs Containing CUBI

DXF:CA Dynamic Active Global Fin.. 10.59 % 0.86 %

N/A

 CAD 0.01B
BNKD MicroSectors US Big Banks.. 10.00 % 0.00 %

+1.13 (+-0.52%)

 USD 0.01B
BNKO 10.00 % 0.00 %

N/A

 N/A
BNKU MicroSectors US Big Banks.. 10.00 % 0.00 %

-1.81 (-0.52%)

 USD 0.33B
BNKZ 10.00 % 0.00 %

N/A

 N/A
KNAB 10.00 % 0.00 %

N/A

 N/A
FTXO First Trust Nasdaq Bank E.. 8.48 % 0.60 %

-0.55 (-0.52%)

 USD 0.11B
HUBL:CA Harvest US Bank Leaders I.. 7.09 % 1.57 %

-0.23 (-0.52%)

 CAD 0.12B
HUBL-U:CA Harvest US Bank Leaders I.. 7.09 % 0.00 %

N/A

 N/A
ZBK:CA BMO Equal Weight US Banks.. 6.53 % 0.37 %

-0.46 (-0.52%)

 CAD 0.68B
ZWK:CA BMO Covered Call US Banks.. 6.47 % 0.00 %

-0.27 (-0.52%)

 CAD 0.35B
FAZZ 6.23 % 0.45 %

N/A

 N/A
RWW 6.01 % 0.46 %

N/A

 N/A
RWW 6.01 % 0.00 %

N/A

 N/A
RWW 6.01 % 0.69 %

N/A

 N/A
RWW 6.01 % 0.00 %

N/A

 N/A
RWW 6.01 % 0.46 %

N/A

 N/A
BFIN-U:CA 5.74 % 0.00 %

N/A

 N/A
RUBY:CA RBC U.S. Banks Yield Inde.. 4.92 % 0.33 %

N/A

 CAD 0.01B
DIVZ Listed Funds Trust - True.. 4.71 % 0.00 %

-0.38 (-0.52%)

 USD 0.09B
SYV 4.46 % 0.60 %

N/A

 N/A
KBWB Invesco KBW Bank ETF 4.16 % 0.35 %

-0.98 (-0.52%)

 USD 1.57B
MKTN:PA 3.44 % 0.00 %

N/A

 N/A
SMRN:F 3.44 % 0.00 %

N/A

 N/A
SMRN:XETRA 3.44 % 0.00 %

N/A

 N/A
BVNSC 3.44 % 0.00 %

N/A

 N/A
FDL First Trust Morningstar D.. 3.43 % 0.45 %

-0.58 (-0.52%)

 USD 4.02B
SPVU Invesco S&P 500® Enhance.. 3.35 % 0.16 %

-0.54 (-0.52%)

 USD 0.12B
FINZ 2.98 % 0.95 %

N/A

 N/A
SEF ProShares Short Financial.. 2.98 % 0.95 %

+0.16 (+-0.52%)

 USD 0.01B
SKF ProShares UltraShort Fina.. 2.98 % 0.95 %

+0.39 (+-0.52%)

 USD 0.02B
HBG:CA 2.96 % 1.15 %

N/A

 N/A
HBG-U:CA 2.96 % 0.00 %

N/A

 N/A
PVAL Putnam Focused Large Cap .. 2.86 % 0.29 %

-0.31 (-0.52%)

 USD 0.55B
SYE 2.82 % 0.60 %

N/A

 N/A
RAFE PIMCO RAFI ESG U.S. ETF P.. 2.81 % 0.00 %

-0.40 (-0.52%)

 USD 0.05B
PUD:CA 2.63 % 0.68 %

N/A

 N/A
PUD-B:CA 2.62 % 0.00 %

N/A

 N/A
TWIO Spinnaker ETF Series - Tr.. 2.61 % 0.00 %

-0.05 (-0.52%)

 USD 0.03B
IYF iShares U.S. Financials E.. 2.47 % 0.42 %

-1.59 (-0.52%)

 USD 2.66B
HEA:CA Horizons Enhanced Income .. 2.43 % 0.00 %

N/A

 CAD 0.15B
HEA-U:CA Horizons Enhanced Income .. 2.43 % 0.00 %

N/A

 CAD 0.03B
GVIP Goldman Sachs Hedge Indus.. 2.37 % 0.45 %

-0.82 (-0.52%)

 USD 0.18B
FTLS First Trust Long/Short Eq.. 2.20 % 1.59 %

-0.24 (-0.52%)

 USD 1.24B
RPV Invesco S&P 500® Pure Va.. 2.14 % 0.35 %

-1.10 (-0.52%)

 USD 2.09B
VLUE 2.08 % 0.15 %

N/A

 N/A
JHMF 2.06 % 0.47 %

N/A

 N/A
SPVM Invesco S&P 500 Value wit.. 1.95 % 0.39 %

-0.53 (-0.52%)

 USD 0.09B
KBE SPDR® S&P Bank ETF 1.50 % 0.35 %

-1.03 (-0.52%)

 USD 1.47B
REVS Columbia Research Enhance.. 1.49 % 0.00 %

-0.36 (-0.52%)

 USD 0.05B
SPYD SPDR® Portfolio S&P 500 .. 1.43 % 0.08 %

-0.72 (-0.52%)

 USD 6.94B
EXT 1.19 % 0.28 %

N/A

 N/A
OEW 1.09 % 0.40 %

N/A

 N/A
FAZ Direxion Daily Financial .. 0.00 % 0.95 %

+0.47 (+-0.52%)

 USD 0.13B
FSF:CA First Asset Global Financ.. 0.00 % 1.11 %

N/A

 CAD 1.01B
RALS 0.00 % 0.95 %

N/A

 N/A
VAMO 0.00 % 0.64 %

N/A

 N/A
VNLA Janus Henderson Short Dur.. 0.00 % 0.35 %

+0.01 (+-0.52%)

 USD 2.27B
BCD abrdn Bloomberg All Commo.. 0.00 % 0.29 %

-0.20 (-0.52%)

 USD 0.22B
ISMD Inspire Small/Mid Cap Imp.. 0.00 % 0.62 %

-0.49 (-0.52%)

 USD 0.19B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -16.26% 11% F 9% A-
Dividend Return N/A N/A N/A N/A N/A
Total Return -16.26% 10% F 9% A-
Trailing 12 Months  
Capital Gain 153.02% 97% N/A 99% N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return 153.02% 97% N/A 99% N/A
Trailing 5 Years  
Capital Gain 111.07% 99% N/A 89% A-
Dividend Return N/A N/A N/A N/A N/A
Total Return 111.07% 97% N/A 87% B+
Average Annual (5 Year Horizon)  
Capital Gain 53.97% 98% N/A 95% A
Dividend Return 53.97% 98% N/A 95% A
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 108.52% 3% F 7% C-
Risk Adjusted Return 49.73% 93% A 73% C
Market Capitalization 0.92B 27% F 61% D-

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.60 75% 87%
Price/Book Ratio 1.03 49% 70%
Price / Cash Flow Ratio 4.61 68% 63%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 16.45% 90% 76%
Return on Invested Capital 8.40% 68% 59%
Return on Assets 1.18% 71% 35%
Debt to Equity Ratio 91.92% 31% 39%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.