CINF:NGS-Cincinnati Financial Corporation (USD)

EQUITY | Insurance - Property & Casualty | Nasdaq Global Select

Last Closing

USD 123.29

Change

+3.01 (+2.50)%

Market Cap

USD 12.40B

Volume

0.81M

Analyst Target

USD 82.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Cincinnati Financial Corp is a property casualty insurance company. Its operating segments are Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance and Investments.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-03-27 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap
SIGI Selective Insurance Group Inc

N/A

USD 6.09B
PLMR Palomar Holdings Inc

N/A

USD 1.98B
SKWD Skyward Specialty Insurance Gr..

N/A

USD 1.43B
SAFT Safety Insurance Group Inc

N/A

USD 1.17B
ROOT Root Inc

N/A

USD 0.75B
UFCS United Fire Group Inc

N/A

USD 0.56B
ACIC American Coastal Insurance Cor..

N/A

USD 0.51B
DGICB Donegal Group B Inc

N/A

USD 0.46B
DGICA Donegal Group A Inc

N/A

USD 0.45B
NODK NI Holdings Inc

N/A

USD 0.31B

ETFs Containing CINF

KBWP Invesco KBW Property & Ca.. 4.09 % 0.35 %

N/A

USD 0.30B
KIE SPDR® S&P Insurance ETF 0.00 % 0.35 %

N/A

USD 0.71B
CGRA:CA CI Global Real Asset Priv.. 0.00 % 0.00 %

N/A

CAD 0.07B
NIFE 0.00 % 0.00 %

N/A

N/A
FEVR 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 19.17% 80% B- 81% B-
Dividend Return 0.78% 25% F 52% F
Total Return 19.95% 80% B- 82% B
Trailing 12 Months  
Capital Gain 11.34% 60% D- 67% D+
Dividend Return 2.76% 38% F 43% F
Total Return 14.11% 47% F 66% D+
Trailing 5 Years  
Capital Gain 43.53% 89% A- 71% C-
Dividend Return 15.33% 57% F 66% D+
Total Return 58.86% 89% A- 73% C
Average Annual (5 Year Horizon)  
Capital Gain 4.96% 100% F 63% D
Dividend Return 7.54% 100% F 65% D
Total Return 2.58% 100% F 58% F
Risk Return Profile  
Volatility (Standard Deviation) 34.37% 100% F 54% F
Risk Adjusted Return 21.93% 100% F 60% D-
Market Capitalization 12.40B 100% F 96% N/A

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Property & Casualty) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 19.30 80% 69%
Price/Book Ratio 1.54 54% 56%
Price / Cash Flow Ratio 9.08 38% 27%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 16.27% 93% 86%
Return on Invested Capital 15.15% 58% 85%
Return on Assets 4.66% 100% 85%
Debt to Equity Ratio 6.53% 100% 73%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.