CFR:NYE-Cullen/Frost Bankers Inc. (USD)

EQUITY | Banks - Regional | New York Stock Exchange

Last Closing

USD 107.08

Change

0.00 (0.00)%

Market Cap

USD 5.20B

Volume

0.61M

Analyst Target

USD 76.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Cullen/Frost Bankers Inc is a financial holding company and a bank holding company. It offers commercial and consumer banking services, trust and investment management, insurance, brokerage, mutual funds, capital markets advisory and item processing.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-04-27 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
HDB HDFC Bank Limited ADR

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IBN ICICI Bank Limited

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USB-PH U.S. Bancorp

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USB-PP U.S. Bancorp

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USD 73.73B
USB U.S. Bancorp

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USD 64.82B
PNC PNC Financial Services Group I..

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USD 62.52B
ITUB Itau Unibanco Banco Holding SA

N/A

USD 59.30B
NU Nu Holdings Ltd

N/A

USD 49.95B
MFG Mizuho Financial Group Inc.

N/A

USD 49.43B
TFC Truist Financial Corp

N/A

USD 49.11B

ETFs Containing CFR

SMIEX:SW iShares SLI UCITS ETF (DE.. 8.35 % 0.00 %

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USD 5,933.96B
DXS0:F Xtrackers - SLI UCITS ETF 8.25 % 0.00 %

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USD 0.27B
DXS0:XETRA Xtrackers SLI UCITS ETF 1.. 8.25 % 0.00 %

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USD 0.26B
XSLI:SW Xtrackers SLI UCITS ETF 1.. 8.25 % 0.00 %

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USD 0.27B
SLICHA:SW UBS ETF (CH) – SLI® (C.. 8.18 % 0.00 %

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USD 1.04B
EXI1:F iShares SLI UCITS ETF (DE.. 8.13 % 0.00 %

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USD 0.37B
EXI1:XETRA iShares SLI UCITS ETF (DE.. 8.13 % 0.00 %

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USD 0.37B
CSSLI:SW iShares SLI® ETF (CH) 8.12 % 0.00 %

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USD 0.56B
LUX Tema Luxury ETF 7.83 % 0.00 %

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USD 8.45M
C030:XETRA Amundi Index Solutions - .. 6.68 % 0.00 %

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USD 0.13B
ESIC:XETRA iShares MSCI Europe Consu.. 6.66 % 0.00 %

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USD 0.28B
STRX:SW SPDR® MSCI Europe Consum.. 6.65 % 0.00 %

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USD 0.13B
ESIC:LSE iShares MSCI Europe Consu.. 6.62 % 0.00 %

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USD 0.27B
CBCH30:SW 6.51 % 0.00 %

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CDIS:LSE SPDR® MSCI Europe Consum.. 6.50 % 0.00 %

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USD 0.13B
STR:PA SPDR® MSCI Europe Consum.. 6.50 % 0.00 %

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USD 0.13B
SPYR:F SSgA SPDR ETFs Europe II .. 6.50 % 0.00 %

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USD 0.13B
SPYR:XETRA SPDR® MSCI Europe Consum.. 6.50 % 0.00 %

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USD 0.14B
CDCE:LSE SPDR® MSCI Europe Consum.. 6.50 % 0.00 %

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USD 0.13B
C030:F Lyxor DJ Switzerland Tita.. 6.30 % 0.00 %

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USD 0.01B
XSMC:SW Xtrackers Switzerland UCI.. 5.95 % 0.00 %

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USD 0.44B
XSMI:SW Xtrackers Switzerland UCI.. 5.95 % 0.00 %

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USD 1.20B
SMICHA:SW UBS ETF (CH) – SMI® (C.. 5.88 % 0.00 %

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USD 2.48B
CSSMI:SW iShares SMI® ETF (CH) 5.82 % 0.00 %

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USD 2.00B
SWEUAH:SW UBS ETF (CH) – MSCI Swi.. 5.19 % 0.00 %

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USD 0.13B
CHEUR:SW UBS(Lux)Fund Solutions .. 5.12 % 0.00 %

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USD 0.17B
CHEURD:SW UBS(Lux)Fund Solutions .. 5.12 % 0.00 %

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USD 4.07M
CHUSD:SW UBS(Lux)Fund Solutions .. 5.12 % 0.00 %

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USD 0.08B
CHUSDD:SW UBS(Lux)Fund Solutions .. 5.12 % 0.00 %

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USD 0.01B
S2HGBD:SW UBS(Lux)Fund Solutions .. 5.12 % 0.00 %

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USD 0.23M
S2HGBA:SW UBS(Lux)Fund Solutions .. 5.12 % 0.00 %

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USD 7.92M
UC93:LSE UBS MSCI Switzerland 20/3.. 5.07 % 0.00 %

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USD 7.92M
UC94:LSE UBS(Lux)Fund Solutions .. 5.07 % 0.00 %

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USD 0.06B
SWICHA:SW UBS ETF (CH) – MSCI Swi.. 5.00 % 0.00 %

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USD 0.78B
SW2CHA:SW UBS(Lux)Fund Solutions .. 4.98 % 0.00 %

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USD 0.43B
SW2CHB:SW UBS(Lux)Fund Solutions .. 4.98 % 0.00 %

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USD 1.38B
SW2UKD:SW UBS(Lux)Fund Solutions .. 4.98 % 0.00 %

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USD 0.03B
SWUSAH:SW UBS ETF (CH) – MSCI Swi.. 4.89 % 0.00 %

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USD 0.38B
CHSPI:SW iShares Core SPI® ETF (C.. 4.57 % 0.00 %

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USD 3.08B
SPICHA:SW UBS ETF (CH) – SPI® (C.. 4.57 % 0.00 %

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USD 1.45B
DBXS:F Xtrackers - Switzerland U.. 3.88 % 0.00 %

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USD 1.20B
DBXS:XETRA Xtrackers - Switzerland U.. 3.88 % 0.00 %

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USD 1.34B
5HEU:XETRA Ossiam ESG Shiller Barcla.. 3.08 % 0.00 %

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USD 0.04B
IDJG:SW 2.87 % 0.00 %

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EXH7:F iShares (DE) I - iShares .. 2.62 % 0.00 %

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USD 0.18B
EXH7:XETRA iShares (DE) I - iShares .. 2.62 % 0.00 %

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USD 0.18B
EWL iShares MSCI Switzerland .. 0.00 % 0.47 %

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USD 1.01B
FSZ First Trust Switzerland A.. 0.00 % 0.80 %

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USD 0.08B
IQDY FlexShares International .. 0.00 % 0.47 %

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USD 0.07B
KBE SPDR® S&P Bank ETF 0.00 % 0.35 %

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USD 1.32B
KBWR Invesco KBW Regional Bank.. 0.00 % 0.35 %

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USD 0.05B
FLSW Franklin FTSE Switzerland.. 0.00 % 0.09 %

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USD 0.04B
RUBY:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.33 %

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CAD 0.01B
TUSA 0.00 % 0.70 %

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EQLT:LSE 0.00 % 0.00 %

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C073:F 0.00 % 0.00 %

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UIM2:F UBS (Lux) Fund Solutions .. 0.00 % 0.00 %

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USD 0.16B
C073:XETRA 0.00 % 0.00 %

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UIM2:XETRA UBS(Lux)Fund Solutions .. 0.00 % 0.00 %

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USD 0.11B
1323:TSE 0.00 % 0.00 %

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1391:TSE 0.00 % 0.00 %

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EUPA:LSE Franklin STOXX Europe 600.. 0.00 % 0.00 %

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USD 0.04B
FLXP:XETRA Franklin STOXX Europe 600.. 0.00 % 0.00 %

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USD 0.04B
PARI:LSE Franklin STOXX Europe 600.. 0.00 % 0.00 %

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USD 0.05B
PARI:SW Franklin STOXX Europe 600.. 0.00 % 0.00 %

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Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -1.30% 50% F 38% F
Dividend Return 0.85% 31% F 43% F
Total Return -0.45% 46% F 36% F
Trailing 12 Months  
Capital Gain -2.88% 25% F 31% F
Dividend Return 3.29% 22% F 49% F
Total Return 0.42% 18% F 29% F
Trailing 5 Years  
Capital Gain 4.85% 63% D 50% F
Dividend Return 15.33% 52% F 60% D-
Total Return 20.18% 63% D 49% F
Average Annual (5 Year Horizon)  
Capital Gain 9.68% 79% B- 70% C-
Dividend Return 12.71% 79% B- 72% C
Total Return 3.03% 38% F 61% D-
Risk Return Profile  
Volatility (Standard Deviation) 36.33% 31% F 29% F
Risk Adjusted Return 34.99% 78% C+ 58% F
Market Capitalization 5.20B 63% D 81% B-

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 19.30 30% 68%
Price/Book Ratio 1.94 12% 44%
Price / Cash Flow Ratio 14.96 9% 24%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 17.45% 92% 78%
Return on Invested Capital 16.39% 85% 80%
Return on Assets 1.15% 68% 35%
Debt to Equity Ratio 5.99% 95% 89%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.