CFR:NYE-Cullen/Frost Bankers Inc. (USD)

EQUITY | Banks - Regional | New York Stock Exchange

Last Closing

USD 111.32

Change

+4.48 (+4.19)%

Market Cap

USD 5.20B

Volume

0.32M

Analyst Target

USD 76.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Cullen/Frost Bankers Inc is a financial holding company and a bank holding company. It offers commercial and consumer banking services, trust and investment management, insurance, brokerage, mutual funds, capital markets advisory and item processing.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-03-27 )

Largest Industry Peers for Banks - Regional

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NU Nu Holdings Ltd

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MFG Mizuho Financial Group Inc.

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TFC Truist Financial Corp

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ETFs Containing CFR

SMIEX:SW iShares SLI UCITS ETF (DE.. 9.45 % 0.00 %

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USD 5,933.96B
SLICHA:SW UBS ETF (CH) – SLI® (C.. 8.45 % 0.00 %

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USD 1.02B
XSLI:SW Xtrackers SLI UCITS ETF 1.. 8.40 % 0.00 %

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USD 0.25B
CSSLI:SW iShares SLI® ETF (CH) 8.40 % 0.00 %

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USD 0.55B
LUX Tema Luxury ETF 7.97 % 0.00 %

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USD 8.45M
STRX:SW SPDR® MSCI Europe Consum.. 6.89 % 0.00 %

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USD 0.13B
ESIC:LSE iShares MSCI Europe Consu.. 6.71 % 0.00 %

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USD 0.27B
CDCE:LSE SPDR® MSCI Europe Consum.. 6.68 % 0.00 %

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USD 0.13B
ESIC:XETRA iShares MSCI Europe Consu.. 6.66 % 0.00 %

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USD 0.28B
CBCH30:SW 6.51 % 0.00 %

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XSMC:SW Xtrackers Switzerland UCI.. 6.26 % 0.00 %

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USD 1.64B
XSMI:SW Xtrackers Switzerland UCI.. 6.26 % 0.00 %

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USD 1.18B
SMICHA:SW UBS ETF (CH) – SMI® (C.. 6.08 % 0.00 %

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USD 2.44B
CSSMI:SW iShares SMI® ETF (CH) 6.05 % 0.00 %

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USD 1.96B
SWEUAH:SW UBS ETF (CH) – MSCI Swi.. 5.42 % 0.00 %

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USD 0.12B
CHEUR:SW UBS(Lux)Fund Solutions .. 5.26 % 0.00 %

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USD 0.17B
CHEURD:SW UBS(Lux)Fund Solutions .. 5.26 % 0.00 %

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USD 3.55M
CHUSD:SW UBS(Lux)Fund Solutions .. 5.26 % 0.00 %

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USD 0.08B
CHUSDD:SW UBS(Lux)Fund Solutions .. 5.26 % 0.00 %

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USD 9.82M
S2HGBD:SW UBS(Lux)Fund Solutions .. 5.26 % 0.00 %

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USD 0.06B
S2HGBA:SW UBS(Lux)Fund Solutions .. 5.26 % 0.00 %

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USD 7.87M
SWUSAH:SW UBS ETF (CH) – MSCI Swi.. 5.18 % 0.00 %

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USD 0.37B
SWICHA:SW UBS ETF (CH) – MSCI Swi.. 5.18 % 0.00 %

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USD 1.00B
SW2CHA:SW UBS(Lux)Fund Solutions .. 5.12 % 0.00 %

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USD 0.41B
SW2CHB:SW UBS(Lux)Fund Solutions .. 5.12 % 0.00 %

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USD 1.39B
SW2UKD:SW UBS(Lux)Fund Solutions .. 5.12 % 0.00 %

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USD 0.03B
SPICHA:SW UBS ETF (CH) – SPI® (C.. 4.73 % 0.00 %

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USD 1.42B
CHSPI:SW iShares Core SPI® ETF (C.. 4.63 % 0.00 %

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USD 2.94B
C9DF:XETRA Frankfurter UCITS-ETF - M.. 4.60 % 0.00 %

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EWL iShares MSCI Switzerland .. 4.24 % 0.47 %

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USD 1.01B
FINE Themes European Luxury ET.. 4.18 % 0.00 %

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USD 0.51M
FLSW Franklin FTSE Switzerland.. 3.93 % 0.09 %

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USD 0.05B
KBWR Invesco KBW Regional Bank.. 3.92 % 0.35 %

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USD 0.05B
5HEU:XETRA Ossiam ESG Shiller Barcla.. 3.08 % 0.00 %

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USD 0.04B
IDJG:SW 2.87 % 0.00 %

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WCDS:SW iShares MSCI World Consum.. 2.41 % 0.00 %

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USD 0.01B
PARI:SW Franklin STOXX Europe 600.. 2.12 % 0.00 %

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REUSE:PA BNP Paribas Easy ECPI Cir.. 2.07 % 0.00 %

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REUSD:PA BNP Paribas Easy ECPI Cir.. 2.07 % 0.00 %

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IQDY FlexShares International .. 1.43 % 0.47 %

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USD 0.07B
PAPI Parametric Equity Premium.. 0.74 % 0.00 %

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USD 0.04B
FSZ First Trust Switzerland A.. 0.00 % 0.80 %

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USD 0.08B
KBE SPDR® S&P Bank ETF 0.00 % 0.35 %

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USD 1.32B
RUBY:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.33 %

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CAD 0.01B
CDIS:LSE SPDR® MSCI Europe Consum.. 0.00 % 0.00 %

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USD 0.18M
TUSA 0.00 % 0.70 %

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EQLT:LSE 0.00 % 0.00 %

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UC93:LSE UBS MSCI Switzerland 20/3.. 0.00 % 0.00 %

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USD 7.87M
UC94:LSE UBS(Lux)Fund Solutions .. 0.00 % 0.00 %

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USD 0.06B
STR:PA SPDR® MSCI Europe Consum.. 0.00 % 0.00 %

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USD 0.13B
C030:F Lyxor DJ Switzerland Tita.. 0.00 % 0.00 %

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USD 0.01B
C073:F 0.00 % 0.00 %

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DBXS:F Xtrackers - Switzerland U.. 0.00 % 0.00 %

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USD 1.18B
DXS0:F Xtrackers - SLI UCITS ETF 0.00 % 0.00 %

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USD 0.25B
EXH7:F iShares (DE) I - iShares .. 0.00 % 0.00 %

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USD 0.17B
EXI1:F iShares SLI UCITS ETF (DE.. 0.00 % 0.00 %

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USD 0.36B
SPYR:F SSgA SPDR ETFs Europe II .. 0.00 % 0.00 %

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USD 0.13B
UIM2:F UBS (Lux) Fund Solutions .. 0.00 % 0.00 %

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USD 0.16B
C030:XETRA Amundi Index Solutions - .. 0.00 % 0.00 %

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USD 0.13B
C073:XETRA 0.00 % 0.00 %

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DBXS:XETRA Xtrackers - Switzerland U.. 0.00 % 0.00 %

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USD 1.34B
DXS0:XETRA Xtrackers SLI UCITS ETF 1.. 0.00 % 0.00 %

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USD 0.26B
EXH7:XETRA iShares (DE) I - iShares .. 0.00 % 0.00 %

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USD 0.18B
EXI1:XETRA iShares SLI UCITS ETF (DE.. 0.00 % 0.00 %

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USD 0.37B
SPYR:XETRA SPDR® MSCI Europe Consum.. 0.00 % 0.00 %

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USD 0.14B
UIM2:XETRA UBS(Lux)Fund Solutions .. 0.00 % 0.00 %

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USD 0.11B
1323:TSE 0.00 % 0.00 %

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1391:TSE 0.00 % 0.00 %

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CMAG:CA CI Munro Alternative Glob.. 0.00 % 0.00 %

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CAD 0.35B
RUBY-U:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.00 %

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36BB:XETRA iShares MSCI World Consum.. 0.00 % 0.00 %

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USD 0.01B
EMEC:XETRA BNP Paribas Easy ECPI Cir.. 0.00 % 0.00 %

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USD 0.62B
EUPA:LSE Franklin STOXX Europe 600.. 0.00 % 0.00 %

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USD 0.05B
FLXP:XETRA Franklin STOXX Europe 600.. 0.00 % 0.00 %

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USD 0.04B
PARI:LSE Franklin STOXX Europe 600.. 0.00 % 0.00 %

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USD 0.04B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 2.61% 55% F 47% F
Dividend Return 0.85% 33% F 48% F
Total Return 3.46% 52% F 47% F
Trailing 12 Months  
Capital Gain 6.84% 41% F 47% F
Dividend Return 3.48% 31% F 51% F
Total Return 10.33% 36% F 44% F
Trailing 5 Years  
Capital Gain 14.68% 64% D 55% F
Dividend Return 16.13% 57% F 61% D-
Total Return 30.81% 65% D 53% F
Average Annual (5 Year Horizon)  
Capital Gain 8.59% 73% C 69% C-
Dividend Return 11.61% 73% C 72% C
Total Return 3.01% 37% F 62% D
Risk Return Profile  
Volatility (Standard Deviation) 37.12% 31% F 28% F
Risk Adjusted Return 31.27% 74% C 57% F
Market Capitalization 5.20B 66% D+ 80% B-

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 19.30 35% 69%
Price/Book Ratio 1.91 15% 43%
Price / Cash Flow Ratio 14.22 15% 26%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 17.45% 92% 77%
Return on Invested Capital 16.39% 83% 80%
Return on Assets 1.15% 69% 34%
Debt to Equity Ratio 5.99% 96% 90%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.