CBSH:NGS-Commerce Bancshares Inc. (USD)

EQUITY | Banks - Regional | Nasdaq Global Select

Last Closing

USD 53.33

Change

+1.84 (+3.57)%

Market Cap

USD 5.60B

Volume

0.34M

Analyst Target

USD 55.78
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Commerce Bancshares Inc is a bank holding company. The Company, through its subsidiaries, is engaged in banking business, providing a range of retail, corporate, investment, trust, and asset management products and services to individuals and businesses.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-03-27 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FCNCA First Citizens BancShares Inc

N/A

USD 25.31B
FITB Fifth Third Bancorp

N/A

USD 25.23B
HBAN Huntington Bancshares Incorpor..

N/A

USD 19.64B
FITBI Fifth Third Bancorp

N/A

USD 17.67B
EWBC East West Bancorp Inc

N/A

USD 10.57B
BPOP Popular Inc

N/A

USD 6.26B
PNFP Pinnacle Financial Partners In..

N/A

USD 6.20B
ZION Zions Bancorporation

N/A

USD 6.17B
WTFC Wintrust Financial Corporation

N/A

USD 6.11B
SSB South State Corp

N/A

USD 5.94B

ETFs Containing CBSH

QABA First Trust NASDAQ® ABA .. 4.49 % 0.60 %

N/A

USD 0.07B
KBWR Invesco KBW Regional Bank.. 3.97 % 0.35 %

N/A

USD 0.05B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -0.15% 74% C 48% F
Dividend Return 0.51% 16% F 33% F
Total Return 0.36% 73% C 48% F
Trailing 12 Months  
Capital Gain -5.68% 32% F 42% F
Dividend Return 1.41% 8% B- 21% F
Total Return -4.27% 29% F 42% F
Trailing 5 Years  
Capital Gain 1.27% 62% D 54% F
Dividend Return 8.35% 12% F 33% F
Total Return 9.62% 52% F 51% F
Average Annual (5 Year Horizon)  
Capital Gain -1.92% 40% F 42% F
Dividend Return -0.50% 29% F 41% F
Total Return 1.42% 14% F 36% F
Risk Return Profile  
Volatility (Standard Deviation) 17.92% 77% C+ 79% B-
Risk Adjusted Return -2.79% 29% F 40% F
Market Capitalization 5.60B 99% N/A 91% A-

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 21.60 24% 57%
Price/Book Ratio 2.29 2% 44%
Price / Cash Flow Ratio 13.78 20% 20%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 17.82% 94% 87%
Return on Invested Capital -5.26% 2% 44%
Return on Assets 1.53% 87% 73%
Debt to Equity Ratio 0.05% 100% 87%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector