CACC:NGS-Credit Acceptance Corporation (USD)

EQUITY | Credit Services | Nasdaq Global Select

Last Closing

USD 532.55

Change

-5.32 (-0.99)%

Market Cap

USD 3.99B

Volume

0.04M

Analyst Target

USD 321.33
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Credit Acceptance Corp is a financing company. The Company offers automobile dealers financing programs that enable them to sell vehicles to consumers regardless of their credit history.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-04-17 )

Largest Industry Peers for Credit Services

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SOFI SoFi Technologies Inc.

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FCFS FirstCash Inc

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SLMBP SLM Corp Pb Pref

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USD 4.97B
SLM SLM Corp

-0.44 (-2.03%)

USD 4.83B
QFIN 360 Finance Inc

-0.27 (-1.45%)

USD 2.91B
UPST Upstart Holdings Inc

-0.91 (-3.95%)

USD 1.92B
NAVI Navient Corp

-0.53 (-3.41%)

USD 1.76B
OCSL Oaktree Specialty Lending Corp

-0.71 (-3.57%)

USD 1.57B
PRAA PRA Group Inc

-0.23 (-0.96%)

USD 0.95B

ETFs Containing CACC

QSY 0.00 % 0.38 %

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Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -0.03% 55% F 58% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -0.03% 52% F 56% F
Trailing 12 Months  
Capital Gain 6.83% 50% F 66% D+
Dividend Return N/A N/A N/A N/A N/A
Total Return 6.83% 47% F 63% D
Trailing 5 Years  
Capital Gain 13.19% 52% F 64% D
Dividend Return N/A N/A N/A N/A N/A
Total Return 13.19% 48% F 59% D-
Average Annual (5 Year Horizon)  
Capital Gain 8.41% 63% D 68% D+
Dividend Return 8.41% 57% F 65% D
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 36.54% 70% C- 50% F
Risk Adjusted Return 23.01% 57% F 60% D-
Market Capitalization 3.99B 93% A 91% A-

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.30 21% 37%
Price/Book Ratio 3.89 11% 28%
Price / Cash Flow Ratio 5.66 34% 37%
Price/Free Cash Flow Ratio 31.75 14% 8%
Management Effectiveness  
Return on Equity 16.94% 69% 86%
Return on Invested Capital 4.39% 37% 68%
Return on Assets 3.94% 67% 82%
Debt to Equity Ratio 288.96% 26% 7%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector