ALLY:NYE-Ally Financial Inc. (USD)

EQUITY | Credit Services | New York Stock Exchange

Last Closing

USD 40.59

Change

+0.78 (+1.96)%

Market Cap

USD 9.30B

Volume

3.56M

Analyst Target

USD 26.53
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Ally Financial Inc offers financial products and services to automotive dealers and their customers. It provides financial products and services to automotive dealers and their retail customers.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-03-28 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
V Visa Inc. Class A

N/A

USD 569.26B
MA Mastercard Inc

N/A

USD 424.83B
AXP American Express Company

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USD 169.50B
COF Capital One Financial Corporat..

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USD 54.59B
DFS Discover Financial Services

N/A

USD 31.41B
SYF Synchrony Financial

N/A

USD 16.91B
OBDC Blue Owl Capital Corporation

N/A

USD 6.00B
OMF OneMain Holdings Inc

N/A

USD 5.83B
LU Lufax Holding Ltd

N/A

USD 4.89B
WU Western Union Co

N/A

USD 4.43B

ETFs Containing ALLY

IVOV Vanguard S&P Mid-Cap 400 .. 0.85 % 0.20 %

N/A

USD 0.83B
EZM WisdomTree U.S. MidCap Ea.. 0.65 % 0.38 %

N/A

USD 0.77B
ISCV iShares Morningstar Small.. 0.53 % 0.00 %

N/A

USD 0.40B
DFAT Dimensional U.S. Targeted.. 0.51 % 0.00 %

N/A

USD 9.40B
BLV Vanguard Long-Term Bond I.. 0.04 % 0.07 %

N/A

USD 5.47B
IJJ iShares S&P Mid-Cap 400 V.. 0.00 % 0.25 %

N/A

USD 7.64B
JKJ iShares Morningstar Small.. 0.00 % 0.25 %

N/A

USD 0.21B
MDYV SPDR® S&P 400 Mid Cap Va.. 0.00 % 0.15 %

N/A

USD 2.45B
XXM:CA 0.00 % 0.68 %

N/A

N/A
BSCV Invesco BulletShares 2031.. 0.00 % 0.00 %

N/A

USD 0.42B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 16.24% 81% B- 87% B+
Dividend Return 0.86% 32% F 48% F
Total Return 17.10% 80% B- 88% B+
Trailing 12 Months  
Capital Gain 61.46% 93% A 93% A
Dividend Return 4.77% 48% F 67% D+
Total Return 66.23% 93% A 93% A
Trailing 5 Years  
Capital Gain 47.65% 50% F 69% C-
Dividend Return 17.64% 59% D- 65% D
Total Return 65.30% 54% F 72% C
Average Annual (5 Year Horizon)  
Capital Gain 15.35% 78% C+ 81% B-
Dividend Return 18.32% 78% C+ 82% B
Total Return 2.97% 45% F 61% D-
Risk Return Profile  
Volatility (Standard Deviation) 74.55% 17% F 11% F
Risk Adjusted Return 24.57% 59% D- 50% F
Market Capitalization 9.30B 78% C+ 85% B

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.55 30% 63%
Price/Book Ratio 1.06 44% 67%
Price / Cash Flow Ratio 2.64 39% 68%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 7.68% 29% 47%
Return on Invested Capital 3.05% 41% 35%
Return on Assets 0.53% 20% 26%
Debt to Equity Ratio 127.63% 60% 26%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector