AIZ:NYE-Assurant Inc. (USD)

EQUITY | Insurance - Specialty | New York Stock Exchange

Last Closing

USD 187.41

Change

+4.14 (+2.26)%

Market Cap

USD 4.88B

Volume

0.32M

Analyst Target

USD 147.75
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Assurant Inc is a provider of specialized insurance products and related services in North America and selected other international markets.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-03-27 )

Largest Industry Peers for Insurance - Specialty

Symbol Name Price(Change) Market Cap
RYAN Ryan Specialty Group Holdings ..

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USD 13.33B
FNF Fidelity National Financial In..

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USD 13.32B
FAF First American Corporation

N/A

USD 5.86B
ESNT Essent Group Ltd

N/A

USD 5.71B
MTG MGIC Investment Corp

N/A

USD 5.56B
AXS AXIS Capital Holdings Ltd

N/A

USD 5.14B
RDN Radian Group Inc

N/A

USD 4.75B
AGO Assured Guaranty Ltd

N/A

USD 4.36B
AXS-PE AXIS Capital Holdings Limited

N/A

USD 4.15B
EIG Employers Holdings Inc

N/A

USD 1.12B

ETFs Containing AIZ

EZY 0.00 % 0.38 %

N/A

N/A
RYF 0.00 % 0.40 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Specialty) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 11.23% 43% F 80% B-
Dividend Return 0.43% 20% F 26% F
Total Return 11.66% 43% F 80% B-
Trailing 12 Months  
Capital Gain 58.55% 86% B+ 93% A
Dividend Return 2.40% 18% F 35% F
Total Return 60.96% 79% B- 93% A
Trailing 5 Years  
Capital Gain 97.46% 100% F 86% B+
Dividend Return 14.03% 33% F 54% F
Total Return 111.50% 100% F 86% B+
Average Annual (5 Year Horizon)  
Capital Gain 8.53% 86% B+ 69% C-
Dividend Return 10.52% 86% B+ 69% C-
Total Return 1.99% 18% F 47% F
Risk Return Profile  
Volatility (Standard Deviation) 24.90% 64% D 46% F
Risk Adjusted Return 42.24% 86% B+ 69% C-
Market Capitalization 4.88B 86% B+ 84% B

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Specialty) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.20 43% 54%
Price/Book Ratio 1.98 23% 42%
Price / Cash Flow Ratio 8.56 43% 43%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 14.22% 69% 70%
Return on Invested Capital 7.10% 69% 54%
Return on Assets 1.78% 64% 41%
Debt to Equity Ratio 43.26% 36% 65%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.