AEL:NYE-American Equity Investment Life Holding Company (USD)

EQUITY | Insurance - Life | New York Stock Exchange

Last Closing

USD 56.31

Change

0.00 (0.00)%

Market Cap

USD 1.88B

Volume

0.34M

Analyst Target

USD 24.22
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

American Equity Investment Life Holding Company is engaged in the development and sale of fixed index and fixed rate annuity products. The Company through its wholly-owned life insurance subsidiaries issues fixed annuity and life insurance products.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-04-27 )

Largest Industry Peers for Insurance - Life

Symbol Name Price(Change) Market Cap
MET MetLife Inc

+0.19 (+0.26%)

USD 50.67B
AFL Aflac Incorporated

+0.70 (+0.82%)

USD 48.91B
MET-PA MetLife Inc Preferred Stock Se..

+0.13 (+0.53%)

USD 46.72B
MFC Manulife Financial Corp

+0.32 (+1.24%)

USD 46.20B
MET-PE MetLife Inc Preferred Stock Se..

-0.03 (-0.13%)

USD 41.61B
PRU Prudential Financial Inc

+0.88 (+0.75%)

USD 39.42B
PUK Prudential Public Limited Comp..

+0.27 (+1.36%)

USD 26.29B
UNM Unum Group

+0.42 (+0.80%)

USD 9.96B
PRI Primerica Inc

+3.25 (+1.47%)

USD 7.71B
GL Globe Life Inc

-0.38 (-0.44%)

USD 7.29B

ETFs Containing AEL

PSCF Invesco S&P SmallCap Fina.. 0.00 % 0.29 %

-0.14 (-0.29%)

USD 0.02B

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Life) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 0.91% 40% F 49% F
Dividend Return 0.68% 33% F 37% F
Total Return 1.59% 40% F 46% F
Trailing 12 Months  
Capital Gain 46.11% 89% A- 91% A-
Dividend Return 0.99% 12% F 11% F
Total Return 47.09% 89% A- 91% A-
Trailing 5 Years  
Capital Gain 88.90% 92% A 86% B+
Dividend Return 4.56% 9% A- 15% F
Total Return 93.46% 92% A 85% B
Average Annual (5 Year Horizon)  
Capital Gain 21.94% 95% A 86% B+
Dividend Return 22.75% 89% A- 85% B
Total Return 0.81% 6% D- 20% F
Risk Return Profile  
Volatility (Standard Deviation) 23.93% 63% D 48% F
Risk Adjusted Return 95.07% 100% F 98% N/A
Market Capitalization 1.88B 24% F 75% C

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Life) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 27.34 21% 27%
Price/Book Ratio 1.45 47% 55%
Price / Cash Flow Ratio 1.13 82% 78%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 7.82% 40% 49%
Return on Invested Capital -2.18% 10% 19%
Return on Assets 0.27% 25% 24%
Debt to Equity Ratio 28.60% 79% 74%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector