ABCB:NGS-Ameris Bancorp (USD)

EQUITY | Banks - Regional | Nasdaq Global Select

Last Closing

USD 48.38

Change

+0.24 (+0.50)%

Market Cap

USD 1.54B

Volume

0.37M

Analyst Target

USD 29.43
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Ameris Bancorp is a financial holding company through its subsidiary Ameris Bank provides a full service banking services to its retail and commercial customers in Georgia, Alabama, Florida and South Carolina.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-03-28 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FITB Fifth Third Bancorp

+0.08 (+0.22%)

USD 24.86B
FCNCA First Citizens BancShares Inc

-45.85 (-2.55%)

USD 23.08B
HBAN Huntington Bancshares Incorpor..

-0.03 (-0.22%)

USD 19.81B
FITBI Fifth Third Bancorp

-0.01 (-0.04%)

USD 18.33B
CBSH Commerce Bancshares Inc

-0.03 (-0.05%)

USD 6.73B
PNFP Pinnacle Financial Partners In..

-1.24 (-1.52%)

USD 6.38B
SSB South State Corp

-1.01 (-1.28%)

USD 6.23B
BPOP Popular Inc

-1.35 (-1.54%)

USD 6.16B
WTFC Wintrust Financial Corporation

-0.16 (-0.16%)

USD 6.11B
ZION Zions Bancorporation

+0.49 (+1.19%)

USD 6.05B

ETFs Containing ABCB

QABA First Trust NASDAQ® ABA .. 2.05 % 0.60 %

-0.21 (-0.47%)

USD 0.09B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -8.80% 45% F 32% F
Dividend Return 0.28% 4% F 18% F
Total Return -8.52% 42% F 32% F
Trailing 12 Months  
Capital Gain 33.98% 89% A- 81% B-
Dividend Return 1.66% 12% F 26% F
Total Return 35.64% 89% A- 81% B-
Trailing 5 Years  
Capital Gain 40.84% 85% B 70% C-
Dividend Return 8.59% 14% F 34% F
Total Return 49.43% 83% B 69% C-
Average Annual (5 Year Horizon)  
Capital Gain 10.57% 88% B+ 71% C-
Dividend Return 12.10% 87% B+ 71% C-
Total Return 1.53% 17% F 39% F
Risk Return Profile  
Volatility (Standard Deviation) 52.84% 9% A- 31% F
Risk Adjusted Return 22.89% 75% C 61% D-
Market Capitalization 1.54B 92% A 85% B

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 21.70 32% 62%
Price/Book Ratio 0.97 43% 71%
Price / Cash Flow Ratio 7.00 67% 33%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 8.13% 40% 72%
Return on Invested Capital -2.55% 10% 48%
Return on Assets 1.07% 62% 69%
Debt to Equity Ratio 18.67% 72% 60%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.