ESNT:NYE-Essent Group Ltd (USD)

COMMON STOCK | Insurance - Specialty |

Last Closing

USD 57.82

Change

0.00 (0.00)%

Market Cap

USD 5.84B

Volume

0.35M

Analyst Target

USD 45.33
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders; and mortgage borrowers and investors. Essent Group Ltd. was incorporated in 2008 and is headquartered in Hamilton, Bermuda.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-06-07 )

Largest Industry Peers for Insurance - Specialty

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RYAN Ryan Specialty Group Holdings ..

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AXS-PE AXIS Capital Holdings Limited

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EIG Employers Holdings Inc

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AMBC Ambac Financial Group Inc

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MBI MBIA Inc

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MTG MGIC Investment Corp

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RDN Radian Group Inc

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ETFs Containing ESNT

IWN iShares Russell 2000 Valu.. 0.00 % 0.00 %

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HFMU:CA 0.00 % 0.00 %

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XMVM Invesco S&P MidCap Value .. 0.00 % 0.39 %

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USD 0.26B
VRTVX Vanguard Scottsdale Funds.. 0.00 % 0.00 %

N/A

USD 0.91B
SRTY ProShares UltraPro Short .. 0.00 % 0.95 %

N/A

USD 0.09B
VTWV Vanguard Russell 2000 Val.. 0.00 % 0.20 %

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USD 0.74B
WBID 0.00 % 1.06 %

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RTWO:LSE L&G Russell 2000 US Small.. 0.00 % 0.00 %

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USD 0.19B
RTWP:LSE Legal & General UCITS ETF.. 0.00 % 0.00 %

N/A

USD 0.19B
ETLZ:XETRA L&G Russell 2000 US Small.. 0.00 % 0.00 %

N/A

USD 0.09B

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Specialty) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 6.21% 75% C 75% C
Dividend Return 1.14% 78% C+ 44% F
Total Return 7.35% 83% B 77% C+
Trailing 12 Months  
Capital Gain 2.39% 33% F 52% F
Dividend Return 2.09% 50% F 42% F
Total Return 4.48% 33% F 48% F
Trailing 5 Years  
Capital Gain 40.96% 45% F 62% D
Dividend Return 11.26% 10% F 32% F
Total Return 52.22% 36% F 57% F
Average Annual (5 Year Horizon)  
Capital Gain 9.81% 42% F 71% C-
Dividend Return 11.74% 33% F 71% C-
Total Return 1.94% 18% F 45% F
Risk Return Profile  
Volatility (Standard Deviation) 17.93% 83% B 54% F
Risk Adjusted Return 65.51% 42% F 78% C+
Market Capitalization 5.84B 63% D 80% B-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.