QFIN:NSD-360 Finance Inc (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 42.295

Change

0.00 (0.00)%

Market Cap

USD 6.28B

Volume

1.08M

Analyst Target

USD 20.29
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Qifu Technology, Inc., together with its subsidiaries, operate AI-empowered credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under an intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. Qifu Technology, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-06-07 )

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ECPG Encore Capital Group Inc

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ETFs Containing QFIN

ITEK:LSE HAN-GINS Tech Megatrend E.. 1.21 % 0.00 %

N/A

USD 0.09B
ITEP:LSE HAN-GINS Tech Megatrend E.. 1.21 % 0.00 %

N/A

USD 0.09B
AVEE American Century ETF Trus.. 0.86 % 0.00 %

N/A

USD 0.04B
AADR AdvisorShares Dorsey Wrig.. 0.00 % 0.00 %

N/A

USD 0.05B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 10.20% 81% B- 77% C+
Dividend Return 1.82% 40% F 75% C
Total Return 12.02% 81% B- 79% B-
Trailing 12 Months  
Capital Gain 112.11% 87% B+ 94% A
Dividend Return 6.52% 82% B 90% A-
Total Return 118.63% 87% B+ 94% A
Trailing 5 Years  
Capital Gain 326.36% 95% A 95% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 326.36% 95% A 95% A
Average Annual (5 Year Horizon)  
Capital Gain 35.64% 73% C 86% B+
Dividend Return 38.76% 77% C+ 87% B+
Total Return 3.12% 45% F 69% C-
Risk Return Profile  
Volatility (Standard Deviation) 72.51% 40% F 25% F
Risk Adjusted Return 53.46% 80% B- 82% B
Market Capitalization 6.28B 89% A- 90% A-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.