46P1:F:F-Paragon Banking Group PLC (EUR)

COMMON STOCK | Mortgage Finance |

Last Closing

USD 10.8

Change

+0.10 (+0.93)%

Market Cap

USD 1.97B

Volume

150.00

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Paragon Banking Group PLC provides financial products and services in the United Kingdom. It operates in two segments, Mortgage Lending and Commercial Lending. The Mortgage Lending segment offers buy-to-let mortgages, as well as includes owner-occupied first and second charge mortgages. The Commercial Lending segment comprises SME lending, such as hire purchase, and finance and operating leases; and provides development finance, motor finance, structured lending, and other products. It offers a range of savings products; and deposits taking, residential mortgages, loan and vehicle finance, contract hire, surveyors and property consulting, asset and portfolio administration, asset and development finance, consumer loan finance, and asset investment services, as well as acts as an asset finance broker. The company was formerly known as The Paragon Group of Companies PLC and changed its name to Paragon Banking Group PLC in September 2017. Paragon Banking Group PLC was founded in 1985 and is headquartered in Solihull, the United Kingdom.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-06-05 )

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ETFs Containing 46P1:F

N/A

Market Performance

  Market Performance vs. Industry/Classification (Mortgage Finance) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 22.73% 89% A- 83% B
Dividend Return 3.09% 55% F 72% C
Total Return 25.82% 83% B 84% B
Trailing 12 Months  
Capital Gain 22.73% 72% C 78% C+
Dividend Return 4.59% 42% F 52% F
Total Return 27.32% 72% C 74% C
Trailing 5 Years  
Capital Gain 161.37% 75% C 89% A-
Dividend Return 35.55% 100% F 56% F
Total Return 196.93% 75% C 77% C+
Average Annual (5 Year Horizon)  
Capital Gain 72.27% 100% F 97% N/A
Dividend Return 74.86% 100% F 92% A
Total Return 2.59% 33% F 57% F
Risk Return Profile  
Volatility (Standard Deviation) 271.19% 6% D- 4% F
Risk Adjusted Return 27.60% 28% F 51% F
Market Capitalization 1.97B 71% C- 66% D+

Annual Financials (EUR)

Quarterly Financials (EUR)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.