ACIW:NSD-ACI Worldwide Inc (USD)

COMMON STOCK | Software - Infrastructure |

Last Closing

USD 46.97

Change

+0.35 (+0.75)%

Market Cap

USD 4.90B

Volume

0.56M

Analyst Target

USD 37.33
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and internationally. It operates through Banks, Merchants, and Billers segments. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, enhance fraud prevention, and reduce interchange fees; ACI Issuing, a digital payment issuing solution; and ACI Enterprise Payments Platform to provide payment players payment processing and orchestration for digital payments. It also provides account-to-account payments to support processing for banks and intermediaries, as well as regulatory compliance. In addition, the company offers ACI Payments Orchestration Platform, an omnichannel payments platform that orchestrates and optimizes payments; ACI Fraud Management for merchants, billers, and financial institutions, as well as ACI Fraud Scoring Services with artificial and human insights with data intelligence; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. It offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, subscription provider, telecommunications, and mortgage sectors; product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. The company markets its products and services under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is headquartered in Elkhorn, Nebraska.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-06-05 )

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ETFs Containing ACIW

DPAY:LSE Legal & General UCITS ETF.. 2.74 % 0.00 %

+0.13 (+3.74%)

N/A
DPAY:SW Legal & General UCITS ETF.. 2.69 % 0.00 %

+0.24 (+3.74%)

N/A
USASUS:SW 0.81 % 0.00 %

N/A

N/A
PSCT Invesco S&P SmallCap Info.. 0.00 % 0.29 %

-0.34 (3.74%)

USD 0.25B
XSMO Invesco S&P SmallCap Mome.. 0.00 % 0.39 %

+0.14 (+3.74%)

USD 1.54B
VIOG Vanguard S&P Small-Cap 60.. 0.00 % 0.20 %

+0.01 (+3.74%)

USD 0.79B
ACTV LeaderShares® Activist L.. 0.00 % 0.00 %

-0.12 (3.74%)

N/A
PAYG:LSE 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Software - Infrastructure) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -9.52% 50% F 41% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -9.52% 50% F 41% F
Trailing 12 Months  
Capital Gain 32.95% 67% D+ 82% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 32.95% 67% D+ 82% B
Trailing 5 Years  
Capital Gain 62.19% 75% C 74% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 62.19% 75% C 69% C-
Average Annual (5 Year Horizon)  
Capital Gain 12.13% 67% D+ 70% C-
Dividend Return 12.13% 67% D+ 68% D+
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 42.10% 56% F 42% F
Risk Adjusted Return 28.81% 73% C 65% D
Market Capitalization 4.90B 77% C+ 88% B+

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector