UBSI:NGS-United Bankshares Inc. (USD)

EQUITY | Banks - Regional | Nasdaq Global Select

Last Closing

USD 36.14

Change

0.00 (0.00)%

Market Cap

USD 3.52B

Volume

0.76M

Analyst Target

USD 30.75
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

United Bankshares Inc is a bank holding company. The Company, through its subsidiaries, offers commercial, retail and community banking services and products.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-05-31 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FITB Fifth Third Bancorp

-0.11 (-0.29%)

USD 25.49B
FCNCA First Citizens BancShares Inc

-49.38 (-2.67%)

USD 24.22B
HBAN Huntington Bancshares Incorpor..

-0.05 (-0.32%)

USD 22.77B
FITBI Fifth Third Bancorp

-0.07 (-0.27%)

USD 17.97B
EWBC East West Bancorp Inc

-0.72 (-0.79%)

USD 12.36B
GGAL Grupo Financiero Galicia SA AD..

-1.41 (-2.43%)

USD 9.64B
SSB SouthState Corporation

-0.70 (-0.80%)

USD 9.01B
CBSH Commerce Bancshares Inc

-0.60 (-0.95%)

USD 8.41B
PNFP Pinnacle Financial Partners In..

+0.13 (+0.12%)

USD 8.19B
UMBF UMB Financial Corporation

-0.99 (-0.96%)

USD 7.83B

ETFs Containing UBSI

QABA First Trust NASDAQ® ABA .. 2.68 % 0.60 %

-0.66 (-0.38%)

USD 0.10B
KBWR Invesco KBW Regional Bank.. 2.15 % 0.35 %

-0.68 (-0.38%)

USD 0.05B
TMDV ProShares Russell US Divi.. 1.77 % 0.00 %

-0.18 (-0.38%)

USD 4.66M

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -3.75% 55% F 52% F
Dividend Return 0.99% 47% F 51% F
Total Return -2.77% 55% F 53% F
Trailing 12 Months  
Capital Gain 11.41% 41% F 71% C-
Dividend Return 4.56% 69% C- 77% C+
Total Return 15.97% 44% F 73% C
Trailing 5 Years  
Capital Gain 25.44% 34% F 58% F
Dividend Return 24.99% 66% D+ 73% C
Total Return 50.43% 40% F 61% D-
Average Annual (5 Year Horizon)  
Capital Gain 5.53% 46% F 59% D-
Dividend Return 9.58% 51% F 64% D
Total Return 4.05% 75% C 79% B-
Risk Return Profile  
Volatility (Standard Deviation) 19.21% 77% C+ 77% C+
Risk Adjusted Return 49.89% 69% C- 79% B-
Market Capitalization 3.52B 93% A 88% B+

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 23.30 41% 61%
Price/Book Ratio 0.92 64% 73%
Price / Cash Flow Ratio 11.25 40% 26%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 7.64% 41% 71%
Return on Invested Capital 5.91% 49% 68%
Return on Assets 1.24% 80% 67%
Debt to Equity Ratio 10.82% 84% 67%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector