FPAY:NSC-FlexShopper Inc. (USD)

EQUITY | Rental & Leasing Services | NASDAQ Capital Market

Last Closing

USD 1.405

Change

0.00 (0.00)%

Market Cap

USD 0.03B

Volume

0.17M

Analyst Target

USD 3.83
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

FlexShopper Inc through its wholly-owned subsidiary, is engaged in the business of providing certain types of durable goods to consumers on a lease-to-own basis & providing lease-to-own terms to consumers of third party retailers & e-tailers.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-05-31 )

ETFs Containing FPAY

XSI:CA iShares Short Term Strate.. 23.05 % 0.56 %

N/A

CAD 0.04B
XSC:CA iShares Conservative Shor.. 16.03 % 0.45 %

N/A

CAD 0.06B
XTR:CA iShares Diversified Month.. 4.11 % 0.62 %

N/A

CAD 0.36B
XBAL:CA iShares Core Balanced ETF.. 0.00 % 0.76 %

N/A

CAD 1.89B
XGRO:CA iShares Core Growth ETF P.. 0.00 % 0.84 %

N/A

CAD 3.05B
XINC:CA iShares Core Income Balan.. 0.00 % 0.00 %

N/A

CAD 0.07B
XCNS:CA iShares Core Conservative.. 0.00 % 0.00 %

N/A

CAD 0.29B

Market Performance

  Market Performance vs. Industry/Classification (Rental & Leasing Services) Market Performance vs. Exchange (NASDAQ Capital Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -17.84% 36% F 33% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -17.84% 36% F 33% F
Trailing 12 Months  
Capital Gain 27.73% 55% F 81% B-
Dividend Return N/A N/A N/A N/A N/A
Total Return 27.73% 55% F 81% B-
Trailing 5 Years  
Capital Gain -14.85% 13% F 39% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -14.85% 13% F 35% F
Average Annual (5 Year Horizon)  
Capital Gain 35.79% 64% D 86% B+
Dividend Return 35.79% 64% D 86% B+
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 211.28% 18% F 10% F
Risk Adjusted Return 16.94% 18% F 54% F
Market Capitalization 0.03B 13% F 24% F

Key Financial Ratios

  Ratio vs. Industry/Classification (Rental & Leasing Services) Ratio vs. Market (NASDAQ Capital Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 1.93 100% 90%
Price/Book Ratio 3.00 63% 35%
Price / Cash Flow Ratio -0.95 88% 63%
Price/Free Cash Flow Ratio 2.32 100% 54%
Management Effectiveness  
Return on Equity -0.58% 36% 56%
Return on Invested Capital 24.90% 100% 89%
Return on Assets 8.83% 73% 93%
Debt to Equity Ratio N/A N/A N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Underpriced on free cash flow basis

The stock is trading low compared to its peers on a price to free cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector