DGICA:NGS-Donegal Group Inc. Class A Common Stock (USD)

EQUITY | Insurance - Property & Casualty | Nasdaq Global Select

Last Closing

USD 20.2

Change

0.00 (0.00)%

Market Cap

USD 0.43B

Volume

0.13M

Analyst Target

USD 17.75
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Donegal Group Inc is an insurance holding company. It offers personal and commercial lines of property and casualty insurance to businesses and individuals in Mid-Atlantic, Midwestern, New England and Southern states.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-05-31 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap
CINF Cincinnati Financial Corporati..

+0.78 (+0.52%)

USD 23.57B
SIGI Selective Insurance Group Inc

+1.16 (+1.32%)

USD 5.35B
PLMR Palomar Holdings Inc

+4.20 (+2.45%)

USD 4.26B
SKWD Skyward Specialty Insurance Gr..

+1.65 (+2.60%)

USD 2.57B
TRUP Trupanion Inc

-0.46 (-0.97%)

USD 2.02B
ROOT Root Inc

+6.81 (+5.20%)

USD 1.99B
UFCS United Fire Group Inc

+0.03 (+0.11%)

USD 0.72B
DGICB Donegal Group B Inc

N/A

USD 0.67B
ACIC American Coastal Insurance Cor..

+0.48 (+4.44%)

USD 0.54B
NODK NI Holdings Inc

-0.13 (-0.98%)

USD 0.26B

ETFs Containing DGICA

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 30.58% 87% B+ 89% A-
Dividend Return 2.29% 100% F 84% B
Total Return 32.87% 88% B+ 90% A-
Trailing 12 Months  
Capital Gain 52.57% 69% C- 88% B+
Dividend Return 5.29% 75% C 83% B
Total Return 57.85% 69% C- 89% A-
Trailing 5 Years  
Capital Gain 43.57% 55% F 64% D
Dividend Return 23.47% 86% B+ 70% C-
Total Return 67.04% 64% D 67% D+
Average Annual (5 Year Horizon)  
Capital Gain 1.21% 36% F 47% F
Dividend Return 5.02% 36% F 55% F
Total Return 3.81% 86% B+ 77% C+
Risk Return Profile  
Volatility (Standard Deviation) 16.33% 93% A 81% B-
Risk Adjusted Return 30.75% 43% F 66% D+
Market Capitalization 0.43B 43% F 68% D+

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Property & Casualty) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 15.30 69% 74%
Price/Book Ratio 1.22 71% 62%
Price / Cash Flow Ratio 10.31 21% 28%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 13.11% 56% 83%
Return on Invested Capital 0.02% 19% 55%
Return on Assets 2.34% 50% 73%
Debt to Equity Ratio N/A N/A N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector