BHLB:NYE-Berkshire Hills Bancorp Inc. (USD)

EQUITY | Banks - Regional | New York Stock Exchange

Last Closing

USD 24.76

Change

-0.33 (-1.32)%

Market Cap

USD 1.06B

Volume

0.37M

Analyst Target

USD 11.63
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Berkshire Hills Bancorp Inc is a holding company for Berkshire Bank and Berkshire Insurance Group. It offers deposit, lending, investment, wealth management, and insurance services.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-05-30 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
USB-PH U.S. Bancorp

N/A

USD 85.14B
PNC PNC Financial Services Group I..

N/A

USD 70.97B
USB-PP U.S. Bancorp

N/A

USD 70.22B
USB U.S. Bancorp

N/A

USD 69.99B
ITUB Itau Unibanco Banco Holding SA

N/A

USD 67.23B
NU Nu Holdings Ltd

N/A

USD 61.82B
NWG Natwest Group PLC

N/A

USD 54.90B
TFC Truist Financial Corp

N/A

USD 51.09B
BSBR Banco Santander Brasil SA ADR

N/A

USD 39.60B
MTB M&T Bank Corporation

N/A

USD 29.37B

ETFs Containing BHLB

VXM:CA First Asset Morningstar I.. 0.59 % 0.70 %

N/A

CAD 0.02B
VXM-B:CA CI Morningstar Internatio.. 0.00 % 0.00 %

N/A

CAD 0.29B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -12.91% 9% A- 15% F
Dividend Return 0.63% 14% F 28% F
Total Return -12.28% 10% F 15% F
Trailing 12 Months  
Capital Gain 11.38% 47% F 75% C
Dividend Return 4.05% 46% F 66% D+
Total Return 15.43% 48% F 78% C+
Trailing 5 Years  
Capital Gain 128.84% 79% B- 84% B
Dividend Return 30.50% 69% C- 74% C
Total Return 159.33% 81% B- 85% B
Average Annual (5 Year Horizon)  
Capital Gain 23.07% 84% B 87% B+
Dividend Return 25.84% 85% B 87% B+
Total Return 2.77% 34% F 60% D-
Risk Return Profile  
Volatility (Standard Deviation) 53.58% 12% F 14% F
Risk Adjusted Return 48.22% 64% D 66% D+
Market Capitalization 1.06B 30% F 60% D-

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 15.80 51% 72%
Price/Book Ratio 1.03 56% 67%
Price / Cash Flow Ratio 9.81 40% 40%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 9.69% 51% 60%
Return on Invested Capital 26.60% 87% 93%
Return on Assets 0.89% 40% 30%
Debt to Equity Ratio 28.66% 65% 74%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.