ORI:NYE-Old Republic International Corporation (USD)

EQUITY | Insurance - Property & Casualty | New York Stock Exchange

Last Closing

USD 37.25

Change

-0.56 (-1.48)%

Market Cap

USD 4.73B

Volume

1.16M
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Old Republic International Corporation is engaged in insurance underwriting and related services. It conducts its operations through General Insurance, Title Insurance, and the Republic Financial Indemnity and consumer credit indemnity Run-off Business.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-05-28 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap
PGR Progressive Corp

+0.27 (+0.10%)

USD 155.36B
ALL The Allstate Corporation

+1.83 (+0.89%)

USD 55.36B
HIG Hartford Financial Services Gr..

+1.03 (+0.80%)

USD 37.25B
ALL-PH The Allstate Corporation

-0.01 (-0.05%)

USD 34.66B
HIG-PG The Hartford Financial Service..

N/A

USD 18.33B
KNSL Kinsale Capital Group Inc

-1.93 (-0.41%)

USD 10.59B
AFG American Financial Group Inc

+1.36 (+1.12%)

USD 10.58B
AIZ Assurant Inc

+2.02 (+1.02%)

USD 9.96B
RLI RLI Corp

+0.80 (+1.06%)

USD 6.95B
HGTY Hagerty Inc

+0.30 (+3.19%)

USD 3.34B

ETFs Containing ORI

LBAY Tidal ETF Trust - Leather.. 4.39 % 0.00 %

+0.04 (+0.44%)

USD 0.03B
UDI USCF ETF Trust 4.06 % 0.00 %

+0.13 (+0.44%)

N/A
MVE:AU VanEck Vectors Australian.. 2.90 % 0.00 %

-0.02 (0.44%)

USD 0.34B
VSO:AU Vanguard MSCI Australian .. 1.86 % 0.00 %

+0.17 (+0.44%)

USD 0.95B
PAMC Pacer Lunt MidCap Multi-F.. 1.30 % 0.00 %

+0.12 (+0.44%)

USD 0.06B
CUD.A:CA 0.00 % 1.48 %

N/A

N/A
DTN 0.00 % 0.38 %

N/A

N/A
SCIX 0.00 % 0.38 %

N/A

N/A
AFMC First Trust Active Factor.. 0.00 % 0.00 %

+0.07 (+0.44%)

USD 0.06B
HSMV First Trust Horizon Manag.. 0.00 % 0.00 %

+0.21 (+0.44%)

USD 0.02B

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 2.93% 60% D- 70% C-
Dividend Return 6.33% 100% F 98% N/A
Total Return 9.26% 69% C- 83% B
Trailing 12 Months  
Capital Gain 20.43% 59% D- 85% B
Dividend Return 10.01% 100% F 95% A
Total Return 30.44% 68% D+ 89% A-
Trailing 5 Years  
Capital Gain 138.94% 77% C+ 85% B
Dividend Return 66.04% 97% N/A 96% N/A
Total Return 204.97% 83% B 89% A-
Average Annual (5 Year Horizon)  
Capital Gain 17.01% 74% C 82% B
Dividend Return 25.30% 79% B- 87% B+
Total Return 8.29% 97% N/A 94% A
Risk Return Profile  
Volatility (Standard Deviation) 23.64% 53% F 41% F
Risk Adjusted Return 107.05% 82% B 96% N/A
Market Capitalization 4.73B 56% F 84% B

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Property & Casualty) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.00 63% 67%
Price/Book Ratio 1.56 87% 51%
Price / Cash Flow Ratio 7.50 50% 49%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 12.67% 20% 70%
Return on Invested Capital 11.21% 28% 70%
Return on Assets 2.40% 35% 51%
Debt to Equity Ratio 28.27% 44% 74%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector