DGICA:NSD-Donegal Group A Inc (USD)

COMMON STOCK | Insurance - Property & Casualty |

Last Closing

USD 19.75

Change

-0.13 (-0.65)%

Market Cap

USD 0.70B

Volume

0.08M

Analyst Target

USD 17.75
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It also provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. is a subsidiary of Donegal Mutual Insurance Company.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-05-23 )

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SAFT Safety Insurance Group Inc

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UFCS United Fire Group Inc

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DGICB Donegal Group B Inc

N/A

USD 0.67B
ACIC American Coastal Insurance Cor..

-0.12 (-1.09%)

USD 0.54B

ETFs Containing DGICA

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 27.67% 88% B+ 89% A-
Dividend Return 2.29% 100% F 86% B+
Total Return 29.96% 88% B+ 90% A-
Trailing 12 Months  
Capital Gain 51.81% 69% C- 88% B+
Dividend Return 5.38% 100% F 83% B
Total Return 57.19% 75% C 89% A-
Trailing 5 Years  
Capital Gain 36.77% 45% F 61% D-
Dividend Return 22.87% 57% F 67% D+
Total Return 59.64% 55% F 63% D
Average Annual (5 Year Horizon)  
Capital Gain 0.74% 38% F 46% F
Dividend Return 4.55% 44% F 53% F
Total Return 3.80% 67% D+ 76% C+
Risk Return Profile  
Volatility (Standard Deviation) 15.44% 81% B- 83% B
Risk Adjusted Return 29.46% 44% F 65% D
Market Capitalization 0.70B 43% F 68% D+

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector