SAFT:NGS-Safety Insurance Group Inc. (USD)

EQUITY | Insurance - Property & Casualty | Nasdaq Global Select

Last Closing

USD 81.87

Change

-0.59 (-0.72)%

Market Cap

USD 1.08B

Volume

0.05M

Analyst Target

USD 70.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Safety Insurance Group Inc is a provider of private passenger automobile insurance in Massachusetts. It also offers property & casualty insurance products, including commercial automobile, homeowners, dwelling fire, umbrella and business owner policies.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-05-22 )

Largest Industry Peers for Insurance - Property & Casualty

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ROOT Root Inc

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TRUP Trupanion Inc

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UFCS United Fire Group Inc

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DGICA Donegal Group A Inc

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DGICB Donegal Group B Inc

N/A

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ACIC American Coastal Insurance Cor..

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ETFs Containing SAFT

JPSV Jpmorgan Active Small Cap.. 1.41 % 0.00 %

-0.32 (-0.58%)

USD 0.02B
SMLV SPDR® SSGA US Small Cap .. 0.00 % 0.12 %

-0.70 (-0.58%)

USD 0.18B

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -0.64% 50% F 60% D-
Dividend Return 1.09% 67% D+ 56% F
Total Return 0.45% 50% F 63% D
Trailing 12 Months  
Capital Gain 6.60% 44% F 65% D
Dividend Return 3.52% 50% F 67% D+
Total Return 10.12% 44% F 68% D+
Trailing 5 Years  
Capital Gain 4.60% 36% F 48% F
Dividend Return 23.00% 71% C- 67% D+
Total Return 27.60% 36% F 51% F
Average Annual (5 Year Horizon)  
Capital Gain 1.73% 56% F 49% F
Dividend Return 5.92% 56% F 56% F
Total Return 4.20% 78% C+ 81% B-
Risk Return Profile  
Volatility (Standard Deviation) 12.61% 94% A 86% B+
Risk Adjusted Return 46.98% 75% C 78% C+
Market Capitalization 1.08B 57% F 75% C

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Property & Casualty) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 16.90 50% 52%
Price/Book Ratio 1.37 64% 57%
Price / Cash Flow Ratio 9.08 36% 30%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 8.67% 50% 73%
Return on Invested Capital 8.36% 56% 73%
Return on Assets 2.59% 63% 75%
Debt to Equity Ratio N/A N/A N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector