BAP:NYE-Credicorp Ltd. (USD)

EQUITY | Banks - Regional | New York Stock Exchange

Last Closing

USD 200.47

Change

+1.60 (+0.80)%

Market Cap

USD 14.21B

Volume

0.37M

Analyst Target

USD 166.43
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Credicorp Ltd through its banking and non-banking subsidiaries, provides financial and health services and products. It operates in four segments namely Banking, Insurance, Pension fund and Investment banking.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-05-21 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
USB-PH U.S. Bancorp

+0.04 (+0.19%)

USD 86.49B
PNC PNC Financial Services Group I..

+0.72 (+0.42%)

USD 70.97B
USB U.S. Bancorp

+0.23 (+0.54%)

USD 69.99B
USB-PP U.S. Bancorp

-0.05 (-0.22%)

USD 69.68B
NU Nu Holdings Ltd

+0.26 (+2.17%)

USD 61.82B
ITUB Itau Unibanco Banco Holding SA

-0.04 (-0.60%)

USD 56.39B
NWG Natwest Group PLC

+0.18 (+1.29%)

USD 54.90B
TFC Truist Financial Corp

+0.37 (+0.95%)

USD 51.09B
SCGLY Societe Generale ADR

-0.19 (-1.70%)

USD 41.27B
BSBR Banco Santander Brasil SA ADR

N/A

USD 35.06B

ETFs Containing BAP

IBAL:AU iShares Balanced ESG ETF 10.90 % 0.00 %

-0.25 (-0.33%)

N/A
DVDY:AU VanEck Morningstar Austra.. 4.51 % 0.00 %

-0.16 (-0.33%)

USD 0.08B
IGRO:AU iShares High Growth ESG E.. 3.20 % 0.00 %

-0.11 (-0.33%)

N/A
EWEM 2.63 % 0.65 %

N/A

N/A
VLUD:F BNP Paribas Easy - Equity.. 2.07 % 0.00 %

N/A

USD 0.81M
VLUS:F BNP Paribas Easy - Equity.. 2.07 % 0.00 %

N/A

USD 9.72M
EET ProShares Ultra MSCI Emer.. 0.23 % 0.95 %

-0.45 (-0.33%)

USD 0.03B
EDZ Direxion Daily MSCI Emerg.. 0.00 % 0.99 %

+0.09 (+-0.33%)

USD 0.02B
EEV ProShares UltraShort MSCI.. 0.00 % 0.95 %

+0.16 (+-0.33%)

N/A
EMLB 0.00 % 0.00 %

N/A

N/A
EMSA 0.00 % 0.00 %

N/A

N/A
EUM ProShares Short MSCI Emer.. 0.00 % 0.95 %

+0.09 (+-0.33%)

N/A
GML 0.00 % 0.50 %

N/A

N/A
EDBI 0.00 % 0.50 %

N/A

N/A
MEMX Matthews Emerging Markets.. 0.00 % 0.00 %

-0.05 (-0.33%)

USD 0.03B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 9.36% 76% C+ 84% B
Dividend Return 5.92% 98% N/A 98% N/A
Total Return 15.27% 82% B 89% A-
Trailing 12 Months  
Capital Gain 22.77% 79% B- 88% B+
Dividend Return 8.42% 92% A 91% A-
Total Return 31.19% 82% B 91% A-
Trailing 5 Years  
Capital Gain 51.29% 42% F 57% F
Dividend Return 15.67% 15% F 41% F
Total Return 66.96% 36% F 54% F
Average Annual (5 Year Horizon)  
Capital Gain 8.10% 57% F 65% D
Dividend Return 10.42% 51% F 65% D
Total Return 2.33% 25% F 53% F
Risk Return Profile  
Volatility (Standard Deviation) 19.60% 68% D+ 51% F
Risk Adjusted Return 53.18% 68% D+ 68% D+
Market Capitalization 14.21B 79% B- 90% A-

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 18.00 49% 71%
Price/Book Ratio 1.79 14% 45%
Price / Cash Flow Ratio 13.28 32% 30%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 16.52% 94% 79%
Return on Invested Capital 11.34% 67% 71%
Return on Assets 2.27% 96% 49%
Debt to Equity Ratio 77.59% 22% 44%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.