AFG:NYE-American Financial Group Inc (USD)

COMMON STOCK | Insurance - Property & Casualty |

Last Closing

USD 127.14

Change

+0.52 (+0.41)%

Market Cap

USD 10.58B

Volume

0.28M

Analyst Target

USD 78.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

American Financial Group, Inc., an insurance holding company, provides specialty property and casualty insurance products in the United States. The company offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks other specialty transportation niches, inland and ocean marine, agricultural-related products, and other commercial property coverages; specialty casualty insurance, including primarily excess and surplus, executive and professional liability, general liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers' compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, fidelity and surety products, and trade credit insurance. It sells its property and casualty insurance products through independent insurance agents and brokers. The company was founded in 1872 and is headquartered in Cincinnati, Ohio.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-05-19 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap
PGR Progressive Corp

+2.21 (+0.77%)

USD 155.36B
ALL The Allstate Corporation

+0.89 (+0.43%)

USD 55.36B
HIG Hartford Financial Services Gr..

+0.55 (+0.42%)

USD 37.25B
ALL-PH The Allstate Corporation

+0.03 (+0.14%)

USD 34.66B
HIG-PG The Hartford Financial Service..

+0.06 (+0.24%)

USD 18.30B
KNSL Kinsale Capital Group Inc

+8.67 (+1.87%)

USD 10.59B
AIZ Assurant Inc

+1.11 (+0.55%)

USD 9.61B
ORI Old Republic International Cor..

+0.12 (+0.31%)

USD 9.35B
RLI RLI Corp

+0.47 (+0.62%)

USD 6.95B
HGTY Hagerty Inc

+0.04 (+0.41%)

USD 3.34B

ETFs Containing AFG

UMI:CA CI U.S. MidCap Dividend I.. 1.04 % 0.41 %

N/A

CAD 0.02B
KBWP Invesco KBW Property & Ca.. 0.00 % 0.35 %

+0.64 (+0.00%)

USD 0.43B
MOM 0.00 % 1.88 %

N/A

N/A
TQSM:CA TD Q U.S. Small-Mid-Cap E.. 0.00 % 0.00 %

N/A

CAD 0.19B

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -7.15% 18% F 22% F
Dividend Return 1.17% 65% D 46% F
Total Return -5.98% 20% F 24% F
Trailing 12 Months  
Capital Gain -3.91% 12% F 33% F
Dividend Return 5.37% 82% B 76% C+
Total Return 1.46% 12% F 37% F
Trailing 5 Years  
Capital Gain 118.90% 67% D+ 80% B-
Dividend Return 110.97% 100% F 99% N/A
Total Return 229.87% 83% B 89% A-
Average Annual (5 Year Horizon)  
Capital Gain 14.87% 64% D 79% B-
Dividend Return 27.62% 89% A- 88% B+
Total Return 12.76% 100% F 99% N/A
Risk Return Profile  
Volatility (Standard Deviation) 45.13% 17% F 18% F
Risk Adjusted Return 61.21% 64% D 75% C
Market Capitalization 10.58B 67% D+ 86% B+

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.