ducovest

CUBI:NYE-Customers Bancorp Inc (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 52

Change

0.00 (0.00)%

Market Cap

USD 1.44B

Volume

0.20M

Analyst Target

USD 17.60
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. The company provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. Its lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage financing; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, the company provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, and other B2B verticals. Further, it offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.

Company Website : https://www.customersbank.com

Currency: USD

Country : USA

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-05-11 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
USB-PH U.S. Bancorp

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USB-PP U.S. Bancorp

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NU Nu Holdings Ltd

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PNC PNC Financial Services Group I..

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USB U.S. Bancorp

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ITUB Itau Unibanco Banco Holding SA

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TFC Truist Financial Corp

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NWG Natwest Group PLC

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BSBR Banco Santander Brasil SA ADR

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MTB M&T Bank Corporation

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ETFs Containing CUBI

DXF:CA Dynamic Active Global Fin.. 10.59 % 0.86 %

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BNKO 10.00 % 0.00 %

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BNKZ 10.00 % 0.00 %

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KNAB 10.00 % 0.00 %

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BNKU Bank of Montreal 9.63 % 0.00 %

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MWO:PA Amundi FTSE EPRA/NAREIT G.. 8.07 % 0.00 %

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LMWE:F Lyxor FTSE EPRA/NAREIT Gl.. 8.07 % 0.00 %

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LMWE:XETRA Amundi FTSE EPRA/NAREIT G.. 8.07 % 0.00 %

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FTXO First Trust Nasdaq Bank E.. 7.70 % 0.60 %

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 USD 0.21B
RUBY-U:CA RBC U.S. Banks Yield Inde.. 7.53 % 0.00 %

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ZBK:CA BMO Equal Weight US Banks.. 7.36 % 0.37 %

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 CAD 0.79B
BNKS:LSE iShares S&P U.S. Banks ET.. 7.19 % 0.00 %

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IUS2:F iShares S&P U.S. Banks UC.. 7.14 % 0.00 %

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IUS2:XETRA iShares S&P U.S. Banks UC.. 7.14 % 0.00 %

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ZWK:CA BMO Covered Call US Banks.. 7.13 % 0.00 %

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 CAD 0.32B
CALL:CA Evolve US Banks Enhanced .. 6.72 % 0.68 %

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 CAD 0.10B
FAZZ 6.23 % 0.45 %

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RWW 6.01 % 0.46 %

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RWW 6.01 % 0.00 %

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RWW 6.01 % 0.69 %

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RWW 6.01 % 0.00 %

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RWW 6.01 % 0.46 %

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BFIN-U:CA 5.74 % 0.00 %

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BFIN:CA Brompton North American F.. 5.58 % 0.96 %

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 CAD 0.06B
SYV 4.46 % 0.60 %

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DIVY Tidal ETF Trust 4.12 % 0.85 %

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 USD 0.01B
PVAL Putnam Focused Large Cap .. 4.01 % 0.29 %

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 USD 2.36B
MKTN:PA 3.44 % 0.00 %

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SMRN:F 3.44 % 0.00 %

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SMRN:XETRA 3.44 % 0.00 %

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BVNSC 3.44 % 0.00 %

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DVLU First Trust Dorsey Wright.. 3.18 % 0.60 %

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 USD 0.03B
FINZ 2.98 % 0.95 %

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SEF ProShares Short Financial.. 2.98 % 0.95 %

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SKF ProShares UltraShort Fina.. 2.98 % 0.95 %

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HBG:CA 2.96 % 1.15 %

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HBG-U:CA 2.96 % 0.00 %

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SPVU Invesco S&P 500® Enhance.. 2.87 % 0.16 %

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SYE 2.82 % 0.60 %

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PUD:CA 2.63 % 0.68 %

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PUD-B:CA 2.62 % 0.00 %

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TWIO 2.51 % 0.00 %

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HEA:CA 2.43 % 0.00 %

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RAFE PIMCO RAFI ESG U.S. ETF P.. 2.14 % 0.00 %

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 USD 0.08B
ZVU:CA BMO MSCI USA Value ETF 2.14 % 0.33 %

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 CAD 0.06B
JHMF 2.06 % 0.47 %

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DRFU:CA Desjardins RI USA Multifa.. 1.51 % 0.57 %

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 CAD 5.97M
DRFG:CA Desjardins RI Global Mult.. 1.35 % 0.00 %

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 CAD 0.02B
GGUE:XETRA UBS Global Gender Equalit.. 1.25 % 0.00 %

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GGUE:F UBS (Irl) ETF Public Limi.. 1.25 % 0.00 %

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EXT 1.19 % 0.28 %

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OEW 1.09 % 0.40 %

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VOOM:F Lyxor Index Fund - Lyxor .. 0.89 % 0.00 %

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FAZ Direxion Daily Financial .. 0.00 % 0.95 %

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IOO iShares Global 100 ETF 0.00 % 0.40 %

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IYF iShares U.S. Financials E.. 0.00 % 0.42 %

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PFF iShares Preferred and Inc.. 0.00 % 0.46 %

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RALS 0.00 % 0.95 %

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BNKD Bank of Montreal 0.00 % 0.00 %

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VAMO Cambria Value and Momentu.. 0.00 % 0.64 %

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VNLA Janus Henderson Short Dur.. 0.00 % 0.35 %

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 USD 2.55B
BCD abrdn Bloomberg All Commo.. 0.00 % 0.29 %

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 USD 0.24B
IWVU:LSE iShares Edge MSCI World V.. 0.00 % 0.00 %

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 USD 0.13B
GEND:LSE Amundi Global Gender Equa.. 0.00 % 0.00 %

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XDEV:LSE Xtrackers MSCI World Valu.. 0.00 % 0.00 %

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FLXU:F Franklin LibertyShares IC.. 0.00 % 0.00 %

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QDVI:F iShares IV Public Limited.. 0.00 % 0.00 %

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QDVI:XETRA iShares Edge MSCI USA Val.. 0.00 % 0.00 %

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XDEV:XETRA Xtrackers MSCI World Valu.. 0.00 % 0.00 %

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ZPRU:XETRA SPDR MSCI USA Value UCITS.. 0.00 % 0.00 %

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VOOM:XETRA Amundi Global Gender Equa.. 0.00 % 0.00 %

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Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 6.82% 74% C 83% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 6.82% 73% C 82% B
Trailing 12 Months  
Capital Gain 6.43% 44% F 68% D+
Dividend Return N/A N/A N/A N/A N/A
Total Return 6.43% 24% F 60% D-
Trailing 5 Years  
Capital Gain 422.61% 95% A 96% N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return 422.61% 95% A 95% A
Average Annual (5 Year Horizon)  
Capital Gain 58.19% 94% A 96% N/A
Dividend Return 58.19% 94% A 95% A
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 99.54% 6% D- 7% C-
Risk Adjusted Return 58.46% 75% C 72% C
Market Capitalization 1.44B 31% F 64% D

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.