ESNT:NYE-Essent Group Ltd (USD)

COMMON STOCK | Insurance - Specialty |

Last Closing

USD 58.46

Change

-0.10 (-0.17)%

Market Cap

USD 5.69B

Volume

0.47M

Analyst Target

USD 45.33
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders; and mortgage borrowers and investors. Essent Group Ltd. was incorporated in 2008 and is headquartered in Hamilton, Bermuda.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-05-05 )

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MBI MBIA Inc

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N/A
MTG MGIC Investment Corp

-0.06 (-0.23%)

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RDN Radian Group Inc

+0.06 (+0.18%)

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ETFs Containing ESNT

FNK First Trust Mid Cap Value.. 0.00 % 0.70 %

-0.29 (-0.14%)

USD 0.19B
IWN iShares Russell 2000 Valu.. 0.00 % 0.00 %

-1.22 (-0.14%)

N/A
HFMU:CA 0.00 % 0.00 %

N/A

N/A
XMVM Invesco S&P MidCap Value .. 0.00 % 0.39 %

-0.20 (-0.14%)

USD 0.23B
VRTVX Vanguard Scottsdale Funds.. 0.00 % 0.00 %

-2.20 (-0.14%)

USD 0.91B
SRTY ProShares UltraPro Short .. 0.00 % 0.95 %

+0.47 (+-0.14%)

USD 0.08B
VTWV Vanguard Russell 2000 Val.. 0.00 % 0.20 %

-1.02 (-0.14%)

USD 0.71B
WBID 0.00 % 1.06 %

N/A

N/A
RTWO:LSE L&G Russell 2000 US Small.. 0.00 % 0.00 %

N/A

USD 0.19B
RTWP:LSE Legal & General UCITS ETF.. 0.00 % 0.00 %

N/A

USD 0.19B
ETLZ:XETRA L&G Russell 2000 US Small.. 0.00 % 0.00 %

+0.37 (+-0.14%)

USD 0.09B
PAMC Pacer Lunt MidCap Multi-F.. 0.00 % 0.00 %

-0.06 (-0.14%)

USD 0.06B

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Specialty) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 7.38% 75% C 85% B
Dividend Return 0.57% 57% F 25% F
Total Return 7.95% 75% C 85% B
Trailing 12 Months  
Capital Gain 4.84% 33% F 63% D
Dividend Return 2.06% 50% F 40% F
Total Return 6.90% 33% F 60% D-
Trailing 5 Years  
Capital Gain 122.87% 55% F 80% B-
Dividend Return 17.04% 10% F 44% F
Total Return 139.92% 55% F 79% B-
Average Annual (5 Year Horizon)  
Capital Gain 11.02% 50% F 72% C
Dividend Return 12.96% 33% F 71% C-
Total Return 1.94% 18% F 45% F
Risk Return Profile  
Volatility (Standard Deviation) 19.42% 75% C 52% F
Risk Adjusted Return 66.73% 42% F 79% B-
Market Capitalization 5.69B 63% D 80% B-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.