ACIW:NSD-ACI Worldwide Inc (USD)

COMMON STOCK | Software - Infrastructure |

Last Closing

USD 54.84

Change

0.00 (0.00)%

Market Cap

USD 5.29B

Volume

0.58M

Analyst Target

USD 37.33
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

ACI Worldwide, Inc., develops, markets, installs, and supports various software products and solutions for facilitating digital payments in the United States and internationally. The company operates in Banks, Merchants, and Billers segments. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, fraud prevention, and reduce interchange fees; ACI Issuing, a digital payment solution for new payment offering; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities. It also provides account-to-account payments which supports processing for banks and intermediaries globally, as well as regulatory compliance. In addition, the company offers ACI Payments Orchestration Platform for optimizing payments; omni-channel payment platform; ACI Fraud Management for merchants, billers, financial institutions, and scoring services, an artificial and human insights with data intelligence to achieve precision, mitigate sophisticated threats, and deliver value-added services for consumer experiences; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, subscription provider, telecommunications, and mortgage sectors; implementation services, include product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Elkhorn, Nebraska.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-05-04 )

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ETFs Containing ACIW

PSCT Invesco S&P SmallCap Info.. 3.83 % 0.29 %

N/A

USD 0.23B
DPAY:LSE Legal & General UCITS ETF.. 2.74 % 0.00 %

N/A

N/A
DPAY:SW Legal & General UCITS ETF.. 2.69 % 0.00 %

N/A

N/A
NIXT Research Affiliates Delet.. 1.17 % 0.00 %

N/A

USD 0.03B
USASUS:SW Amundi S&P SmallCap 600 E.. 0.81 % 0.00 %

N/A

USD 0.30B
ESIX SPDR S&P SmallCap 600 ESG.. 0.79 % 0.00 %

N/A

USD 6.52M
PRFZ Invesco FTSE RAFI US 1500.. 0.29 % 0.39 %

N/A

USD 2.16B
IJT iShares S&P Small-Cap 600.. 0.00 % 0.25 %

N/A

USD 5.40B
XSMO Invesco S&P SmallCap Mome.. 0.00 % 0.39 %

N/A

USD 1.30B
ACTV LeaderShares® Activist L.. 0.00 % 0.00 %

N/A

N/A
BBSC JPMorgan BetaBuilders U.S.. 0.00 % 0.00 %

N/A

USD 0.45B
QVMS Invesco Exchange-Traded F.. 0.00 % 0.00 %

N/A

USD 0.16B
PAYG:LSE 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Software - Infrastructure) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 5.64% 74% C 79% B-
Dividend Return N/A N/A N/A N/A N/A
Total Return 5.64% 74% C 79% B-
Trailing 12 Months  
Capital Gain 56.15% 80% B- 90% A-
Dividend Return N/A N/A N/A N/A N/A
Total Return 56.15% 80% B- 90% A-
Trailing 5 Years  
Capital Gain 102.44% 79% B- 78% C+
Dividend Return N/A N/A N/A N/A N/A
Total Return 102.44% 79% B- 75% C
Average Annual (5 Year Horizon)  
Capital Gain 12.40% 66% D+ 69% C-
Dividend Return 12.40% 66% D+ 68% D+
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 42.29% 57% F 42% F
Risk Adjusted Return 29.32% 72% C 64% D
Market Capitalization 5.29B 79% B- 89% A-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector