BFH:NYE-Bread Financial Holdings Inc (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 48.92

Change

+1.13 (+2.36)%

Market Cap

USD 2.02B

Volume

1.14M

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-05-02 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
V Visa Inc. Class A

+1.04 (+0.30%)

USD 643.13B
MA Mastercard Inc

+1.73 (+0.31%)

USD 471.65B
AXP American Express Company

+1.18 (+0.43%)

USD 176.07B
COF Capital One Financial Corporat..

+0.07 (+0.04%)

USD 61.64B
SYF Synchrony Financial

+0.02 (+0.04%)

USD 18.61B
ALLY Ally Financial Inc

-0.19 (-0.57%)

USD 9.72B
OMF OneMain Holdings Inc

-0.43 (-0.87%)

USD 5.30B
LU Lufax Holding Ltd

+0.06 (+2.07%)

USD 2.43B
ENVA Enova International Inc

-1.27 (-1.34%)

USD 2.34B
AGM Federal Agricultural Mortgage

-1.84 (-1.03%)

USD 1.83B

ETFs Containing BFH

MVPA Advisor Managed Portfolio.. 5.16 % 0.00 %

+0.07 (+0.21%)

USD 0.06B
AVSC American Century ETF Trus.. 0.37 % 0.00 %

-0.33 (0.21%)

USD 1.31B
EES WisdomTree U.S. SmallCap .. 0.00 % 0.38 %

-0.21 (0.21%)

USD 0.52B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -19.88% 8% B- 12% F
Dividend Return 0.34% 19% F 13% F
Total Return -19.54% 8% B- 12% F
Trailing 12 Months  
Capital Gain 19.87% 68% D+ 86% B+
Dividend Return 2.06% 22% F 40% F
Total Return 21.93% 71% C- 86% B+
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 13.93% 55% F 77% C+
Dividend Return 15.42% 53% F 76% C+
Total Return 1.49% 22% F 36% F
Risk Return Profile  
Volatility (Standard Deviation) 37.32% 42% F 24% F
Risk Adjusted Return 41.32% 63% D 57% F
Market Capitalization 2.02B 59% D- 68% D+

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector