SLM:NSD-SLM Corp (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 28.91

Change

+0.09 (+0.31)%

Market Cap

USD 6.08B

Volume

2.63M

Analyst Target

USD 9.77
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It engages in the provision of retail deposit accounts, including certificates of deposit, money market accounts, and high-yield savings accounts; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-04-30 )

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ETFs Containing SLM

SRSA:SW iShares MSCI South Africa.. 3.58 % 0.00 %

+0.38 (+0.94%)

USD 0.19B
IRSA:LSE iShares MSCI South Africa.. 3.07 % 0.00 %

+0.20 (+0.94%)

USD 0.06B
EDIV SPDR® S&P Emerging Marke.. 0.00 % 0.49 %

+0.20 (+0.94%)

USD 0.64B
EZA iShares MSCI South Africa.. 0.00 % 0.59 %

+0.38 (+0.94%)

N/A
SYLD Cambria Shareholder Yield.. 0.00 % 0.59 %

-0.34 (0.94%)

USD 0.92B
SRSA:LSE iShares MSCI South Africa.. 0.00 % 0.00 %

+29.50 (+0.94%)

N/A
HZAR:PA 0.00 % 0.00 %

N/A

N/A
H4ZQ:F 0.00 % 0.00 %

N/A

N/A
IBC4:F iShares III Public Limite.. 0.00 % 0.00 %

N/A

N/A
IBC4:XETRA iShares MSCI South Africa.. 0.00 % 0.00 %

+0.46 (+0.94%)

N/A
AVUV Avantis® U.S. Small Cap .. 0.00 % 0.00 %

-0.95 (0.94%)

USD 13.13B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 4.82% 74% C 80% B-
Dividend Return 0.47% 33% F 31% F
Total Return 5.29% 74% C 81% B-
Trailing 12 Months  
Capital Gain 36.05% 70% C- 85% B
Dividend Return 2.26% 18% F 48% F
Total Return 38.31% 70% C- 86% B+
Trailing 5 Years  
Capital Gain 257.35% 86% B+ 92% A
Dividend Return 21.76% 29% F 65% D
Total Return 279.11% 86% B+ 92% A
Average Annual (5 Year Horizon)  
Capital Gain 29.50% 70% C- 83% B
Dividend Return 31.68% 70% C- 83% B
Total Return 2.18% 33% F 53% F
Risk Return Profile  
Volatility (Standard Deviation) 56.24% 57% F 32% F
Risk Adjusted Return 56.33% 87% B+ 82% B
Market Capitalization 6.08B 92% A 90% A-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.