EZPW:NSD-EZCORP Inc (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 16.37

Change

+0.44 (+2.76)%

Market Cap

USD 0.81B

Volume

2.91M

Analyst Target

USD 7.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

EZCORP, Inc. provides pawn services in the United States and Latin America. The company operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company offers pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. It also retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. In addition, the company provides EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, it operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-04-30 )

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ETFs Containing EZPW

MMSC First Trust Multi-Manager.. 1.02 % 0.00 %

-0.05 (-0.29%)

USD 0.02B
BFOR Barron's 400 ETF 0.31 % 0.65 %

-0.14 (-0.29%)

USD 0.14B
XSVM Invesco S&P SmallCap Valu.. 0.00 % 0.39 %

-0.26 (-0.29%)

USD 0.55B
SIXS 6 Meridian Small Cap Equi.. 0.00 % 0.00 %

-0.35 (-0.29%)

USD 0.09B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 33.96% 97% N/A 93% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 33.96% 97% N/A 93% A
Trailing 12 Months  
Capital Gain 48.41% 73% C 88% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 48.41% 73% C 88% B+
Trailing 5 Years  
Capital Gain 216.02% 73% C 91% A-
Dividend Return N/A N/A N/A N/A N/A
Total Return 216.02% 68% D+ 90% A-
Average Annual (5 Year Horizon)  
Capital Gain 20.72% 60% D- 78% C+
Dividend Return 20.72% 57% F 77% C+
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 22.56% 87% B+ 72% C
Risk Adjusted Return 91.84% 93% A 95% A
Market Capitalization 0.81B 62% D 71% C-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector