PNFP:NSD-Pinnacle Financial Partners Inc (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 100.22

Change

-0.06 (-0.06)%

Market Cap

USD 6.75B

Volume

0.38M

Analyst Target

USD 47.60
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loan; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Nashville, Tennessee.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-04-28 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FITB Fifth Third Bancorp

+0.47 (+1.32%)

USD 23.88B
HBAN Huntington Bancshares Incorpor..

+0.18 (+1.25%)

USD 21.20B
FCNCA First Citizens BancShares Inc

-7.05 (-0.40%)

USD 21.09B
FITBI Fifth Third Bancorp

-0.05 (-0.20%)

USD 17.67B
GGAL Grupo Financiero Galicia SA AD..

-1.15 (-1.81%)

USD 10.47B
EWBC East West Bancorp Inc

+0.97 (+1.14%)

USD 10.25B
SSB SouthState Corporation

+0.13 (+0.15%)

USD 8.26B
CBSH Commerce Bancshares Inc

+0.47 (+0.78%)

USD 8.20B
UMBF UMB Financial Corporation

+0.27 (+0.28%)

USD 7.03B
ONB Old National Bancorp

-0.09 (-0.43%)

USD 6.71B

ETFs Containing PNFP

KBWR Invesco KBW Regional Bank.. 3.67 % 0.35 %

+0.35 (+0%)

USD 0.05B
KBE SPDR® S&P Bank ETF 0.00 % 0.35 %

+0.27 (+0%)

N/A
HFMU:CA 0.00 % 0.00 %

N/A

N/A
HUM:CA Hamilton U.S. Mid-Cap Fin.. 0.00 % 0.00 %

-0.38 (0%)

CAD 0.03B
HUM-U:CA 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -12.39% 21% F 43% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -12.39% 20% F 43% F
Trailing 12 Months  
Capital Gain 26.29% 71% C- 82% B
Dividend Return 0.83% 5% F 19% F
Total Return 27.12% 67% D+ 82% B
Trailing 5 Years  
Capital Gain 143.49% 93% A 87% B+
Dividend Return 9.33% 8% B- 26% F
Total Return 152.82% 91% A- 87% B+
Average Annual (5 Year Horizon)  
Capital Gain 23.68% 89% A- 80% B-
Dividend Return 24.69% 88% B+ 80% B-
Total Return 1.01% 9% A- 26% F
Risk Return Profile  
Volatility (Standard Deviation) 52.39% 9% A- 35% F
Risk Adjusted Return 47.12% 65% D 77% C+
Market Capitalization 6.75B 96% N/A 91% A-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.