HQY:NSD-HealthEquity Inc (USD)

COMMON STOCK | Health Information Services |

Last Closing

USD 85.87

Change

+0.04 (+0.05)%

Market Cap

USD 7.52B

Volume

0.56M

Analyst Target

USD 62.31
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. It provides health savings accounts; investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. The company also offers flexible spending accounts for health and dependent care; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. HealthEquity, Inc. was incorporated in 2002 and is based in Draper, Utah.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-04-25 )

Largest Industry Peers for Health Information Services

Symbol Name Price(Change) Market Cap
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WAY Waystar Holding Corp. Common S..

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BTSG BrightSpring Health Services, ..

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PRVA Privia Health Group Inc

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PINC Premier Inc

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SDGR Schrodinger Inc

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GDRX Goodrx Holdings Inc

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CERT Certara Inc

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OMCL Omnicell Inc

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HSTM HealthStream Inc

+0.07 (+0.21%)

USD 0.95B

ETFs Containing HQY

RSSL:AU Global X Russell 2000 Etf 0.91 % 0.00 %

N/A

N/A
VRTGX Vanguard Russell 2000 Gro.. 0.62 % 0.00 %

+0.79 (+0.00%)

USD 1.19B
VTWG Vanguard Russell 2000 Gro.. 0.62 % 0.20 %

+0.42 (+0.00%)

USD 0.94B
R2US:SW SPDR® Russell 2000 US Sm.. 0.36 % 0.00 %

+0.31 (+0.00%)

USD 4.18B
URTY ProShares UltraPro Russel.. 0.18 % 0.95 %

+0.02 (+0.00%)

USD 0.33B
IWM iShares Russell 2000 ETF 0.00 % 0.19 %

+0.06 (+0.00%)

N/A
R2SC:LSE SPDR® Russell 2000 US Sm.. 0.00 % 0.00 %

+0.13 (+0.00%)

USD 4.13B
R2US:LSE SPDR® Russell 2000 US Sm.. 0.00 % 0.00 %

+0.25 (+0.00%)

USD 4.13B
XRS2:F Xtrackers (IE) Public Lim.. 0.00 % 0.00 %

N/A

USD 1.19B
ZPRR:F SSgA SPDR ETFs Europe II .. 0.00 % 0.00 %

+0.12 (+0.00%)

USD 2.91B

Market Performance

  Market Performance vs. Industry/Classification (Health Information Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -10.51% 46% F 47% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -10.51% 46% F 46% F
Trailing 12 Months  
Capital Gain 6.99% 75% C 69% C-
Dividend Return N/A N/A N/A N/A N/A
Total Return 6.99% 73% C 66% D+
Trailing 5 Years  
Capital Gain 67.26% 91% A- 70% C-
Dividend Return N/A N/A N/A N/A N/A
Total Return 67.26% 86% B+ 65% D
Average Annual (5 Year Horizon)  
Capital Gain 11.33% 78% C+ 67% D+
Dividend Return 11.33% 76% C+ 65% D
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 23.66% 84% B 70% C-
Risk Adjusted Return 47.87% 89% A- 77% C+
Market Capitalization 7.52B 98% N/A 92% A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.