CUBI:NYE-Customers Bancorp Inc (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 46.26

Change

+2.25 (+5.11)%

Market Cap

USD 1.44B

Volume

0.24M

Analyst Target

USD 17.60
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. The company provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. Its lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage financing; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, the company provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, and other B2B verticals. Further, it offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-04-22 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
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BSBR Banco Santander Brasil SA ADR

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MTB M&T Bank Corporation

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USD 29.28B

ETFs Containing CUBI

BNKO 10.00 % 0.00 %

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BNKZ 10.00 % 0.00 %

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KNAB 10.00 % 0.00 %

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BNKU Bank of Montreal 9.63 % 0.00 %

+1.10 (+0.39%)

N/A
XUFB:LSE Xtrackers MSCI USA Banks .. 9.51 % 0.00 %

-8.30 (0.39%)

USD 0.04B
LMWE:F Lyxor FTSE EPRA/NAREIT Gl.. 8.07 % 0.00 %

-0.53 (0.39%)

N/A
LMWE:XETRA Amundi FTSE EPRA/NAREIT G.. 8.07 % 0.00 %

-0.22 (0.39%)

N/A
RUBY-U:CA RBC U.S. Banks Yield Inde.. 7.53 % 0.00 %

+0.42 (+0.39%)

N/A
FTXO First Trust Nasdaq Bank E.. 7.43 % 0.60 %

+0.84 (+0.39%)

USD 0.23B
ZWK:CA BMO Covered Call US Banks.. 7.13 % 0.00 %

+0.61 (+0.39%)

CAD 0.32B
IUS2:F iShares S&P U.S. Banks UC.. 7.09 % 0.00 %

-0.06 (0.39%)

N/A
IUS2:XETRA iShares S&P U.S. Banks UC.. 7.09 % 0.00 %

-0.03 (0.39%)

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BNKS:LSE iShares S&P U.S. Banks ET.. 7.07 % 0.00 %

+0.03 (+0.39%)

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FAZZ 6.23 % 0.45 %

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RWW 6.01 % 0.46 %

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RWW 6.01 % 0.00 %

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RWW 6.01 % 0.69 %

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RWW 6.01 % 0.00 %

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RWW 6.01 % 0.46 %

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BFIN-U:CA 5.74 % 0.00 %

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SYV 4.46 % 0.60 %

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PVAL Putnam Focused Large Cap .. 4.41 % 0.29 %

+0.77 (+0.39%)

USD 2.36B
MKTN:PA 3.44 % 0.00 %

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SMRN:F 3.44 % 0.00 %

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SMRN:XETRA 3.44 % 0.00 %

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BVNSC 3.44 % 0.00 %

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FINZ 2.98 % 0.95 %

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SEF ProShares Short Financial.. 2.98 % 0.95 %

-1.20 (0.39%)

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SKF ProShares UltraShort Fina.. 2.98 % 0.95 %

-2.39 (0.39%)

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HBG:CA 2.96 % 1.15 %

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HBG-U:CA 2.96 % 0.00 %

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SYE 2.82 % 0.60 %

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PUD:CA 2.63 % 0.68 %

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PUD-B:CA 2.62 % 0.00 %

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TWIO 2.51 % 0.00 %

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HFG:CA Hamilton Global Financial.. 2.45 % 0.00 %

+0.34 (+0.39%)

CAD 0.06B
HEA-U:CA 2.43 % 0.00 %

N/A

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IYF iShares U.S. Financials E.. 2.32 % 0.42 %

+3.37 (+0.39%)

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JHMF 2.06 % 0.47 %

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RAFE PIMCO RAFI ESG U.S. ETF P.. 2.01 % 0.00 %

+0.73 (+0.39%)

USD 0.08B
PFF iShares Preferred and Inc.. 1.65 % 0.46 %

+0.33 (+0.39%)

N/A
DRFU:CA Desjardins RI USA Multifa.. 1.51 % 0.57 %

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CAD 5.97M
DRFG:CA Desjardins RI Global Mult.. 1.35 % 0.00 %

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CAD 0.02B
GGUE:XETRA UBS Global Gender Equalit.. 1.25 % 0.00 %

+0.10 (+0.39%)

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GGUE:F UBS (Irl) ETF Public Limi.. 1.25 % 0.00 %

+0.09 (+0.39%)

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EXT 1.19 % 0.28 %

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OEW 1.09 % 0.40 %

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VOOM:F Lyxor Index Fund - Lyxor .. 0.89 % 0.00 %

+0.05 (+0.39%)

N/A
FLSP Franklin Liberty Systemat.. 0.75 % 0.00 %

-0.06 (0.39%)

USD 0.31B
FAZ Direxion Daily Financial .. 0.00 % 0.95 %

-0.66 (0.39%)

N/A
FYT First Trust Small Cap Val.. 0.00 % 0.70 %

+1.13 (+0.39%)

USD 0.14B
IOO iShares Global 100 ETF 0.00 % 0.40 %

+1.98 (+0.39%)

N/A
KBE SPDR® S&P Bank ETF 0.00 % 0.35 %

+1.54 (+0.39%)

N/A
KBWB Invesco KBW Bank ETF 0.00 % 0.35 %

+1.81 (+0.39%)

USD 3.81B
RALS 0.00 % 0.95 %

N/A

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BNKD Bank of Montreal 0.00 % 0.00 %

-4.02 (0.39%)

N/A
SPVU Invesco S&P 500® Enhance.. 0.00 % 0.16 %

+1.16 (+0.39%)

N/A
VAMO Cambria Value and Momentu.. 0.00 % 0.64 %

+0.21 (+0.39%)

N/A
VNLA Janus Henderson Short Dur.. 0.00 % 0.35 %

+0.01 (+0.39%)

USD 2.55B
BCD abrdn Bloomberg All Commo.. 0.00 % 0.29 %

+0.04 (+0.39%)

USD 0.24B
IWFV:LSE iShares MSCI World Value .. 0.00 % 0.00 %

N/A

USD 3.47B
IWVG:LSE iShares Edge MSCI World V.. 0.00 % 0.00 %

+0.02 (+0.39%)

USD 0.13B
IWVU:LSE iShares Edge MSCI World V.. 0.00 % 0.00 %

+0.07 (+0.39%)

USD 0.12B
GEND:LSE Amundi Global Gender Equa.. 0.00 % 0.00 %

+0.04 (+0.39%)

N/A
XDEV:LSE Xtrackers MSCI World Valu.. 0.00 % 0.00 %

-8.00 (0.39%)

N/A
FLXU:F Franklin LibertyShares IC.. 0.00 % 0.00 %

N/A

N/A
QDVI:F iShares IV Public Limited.. 0.00 % 0.00 %

-0.22 (0.39%)

N/A
QDVI:XETRA iShares Edge MSCI USA Val.. 0.00 % 0.00 %

-0.07 (0.39%)

N/A
XDEV:XETRA Xtrackers MSCI World Valu.. 0.00 % 0.00 %

+0.13 (+0.39%)

N/A
ZPRU:XETRA SPDR MSCI USA Value UCITS.. 0.00 % 0.00 %

-0.33 (0.39%)

N/A
VOOM:XETRA Amundi Global Gender Equa.. 0.00 % 0.00 %

+0.04 (+0.39%)

N/A

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -4.97% 47% F 51% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -4.97% 46% F 48% F
Trailing 12 Months  
Capital Gain -8.12% 11% F 31% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -8.12% 7% C- 25% F
Trailing 5 Years  
Capital Gain 342.26% 93% A 94% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 342.26% 93% A 94% A
Average Annual (5 Year Horizon)  
Capital Gain 61.03% 96% N/A 96% N/A
Dividend Return 61.03% 95% A 96% N/A
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 100.76% 7% C- 7% C-
Risk Adjusted Return 60.57% 78% C+ 74% C
Market Capitalization 1.44B 32% F 64% D

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.