BHLB:NYE-Berkshire Hills Bancorp Inc (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 23.63

Change

0.00 (0.00)%

Market Cap

USD 1.06B

Volume

0.36M

Analyst Target

USD 11.63
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Berkshire Hills Bancorp, Inc. operates as the bank holding company for Berkshire Bank that provides commercial and retail banking consumer lending, private banking and wealth management services in the United States. The company provides various deposit accounts, including demand deposit, interest-bearing checking, regular savings, money market savings, time certificates of deposit, and retirement deposit accounts. It offers loans, such as commercial real estate, commercial and industrial, residential mortgage, and consumer loans, as well as residential mortgages and commercial loan participations; and revolving loans, lines of credit, letters of credit, time notes and SBA guaranteed loans. In addition, the company provides wealth management services comprising consultative investment management, trust administration, tax return preparation, and financial planning; and investment products and brokerage services. Further, it offers commercial cash management; online banking and mobile banking; overdraft program; and debit cards and other electronic fee producing payment services to transaction account customers, as well as operates commercial payment processing business. It serves its products to personal, commercial, non-profit, and municipal deposit customers. Berkshire Hills Bancorp, Inc. was founded in 1846 and is headquartered in Boston, Massachusetts.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-04-20 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
USB-PH U.S. Bancorp

N/A

USD 86.49B
USB-PP U.S. Bancorp

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USD 69.68B
PNC PNC Financial Services Group I..

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USD 60.15B
USB U.S. Bancorp

N/A

USD 58.99B
ITUB Itau Unibanco Banco Holding SA

N/A

USD 56.39B
NWG Natwest Group PLC

N/A

USD 47.62B
NU Nu Holdings Ltd

N/A

USD 46.14B
TFC Truist Financial Corp

N/A

USD 45.41B
BSBR Banco Santander Brasil SA ADR

N/A

USD 35.06B
MTB M&T Bank Corporation

N/A

USD 29.28B

ETFs Containing BHLB

VXM:CA First Asset Morningstar I.. 0.55 % 0.70 %

N/A

CAD 0.02B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -16.88% 20% F 19% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -16.88% 18% F 18% F
Trailing 12 Months  
Capital Gain 8.84% 57% F 77% C+
Dividend Return 3.32% 37% F 56% F
Total Return 12.16% 53% F 78% C+
Trailing 5 Years  
Capital Gain 56.91% 50% F 59% D-
Dividend Return 20.72% 25% F 52% F
Total Return 77.62% 44% F 57% F
Average Annual (5 Year Horizon)  
Capital Gain 25.90% 84% B 87% B+
Dividend Return 28.71% 84% B 88% B+
Total Return 2.81% 34% F 61% D-
Risk Return Profile  
Volatility (Standard Deviation) 56.32% 13% F 15% F
Risk Adjusted Return 50.97% 66% D+ 66% D+
Market Capitalization 1.06B 21% F 60% D-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.